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Joseph Villa - Branch Manager in Irvine, CA

Joseph Villa

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Branch Manager

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We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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  • FTP
    A
    Alexander H
    Riverside, CA
    Posted on June 4th, 2021 03:50 PM
    Just by staying on the ball.The company I was trying to refinance was lagging I had to send the same paper over and over , then I had to send updated paper work because they were taking so long. Then we had to start the whole process over because...
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  • FTP
    M
    Marcus R
    Buckeye, AZ
    Posted on June 4th, 2021 01:31 PM
    Everyone was extremely helpful and kept the process quick and smooth. It was a great experience.
  • FTP
    S
    Scott H
    HAMPTON, GA
    Posted on May 27th, 2021 11:27 PM
    Joseph was very helpful through the whole process.
  • FTP
    J
    Jose C
    BONITA, CA
    Posted on May 23rd, 2021 10:14 PM
    Joseph is awesome, was always pleasant and very professional. He kept us apprised of the loan status as we worked through our home refinance and offered us several options to help us save money. Thank you!
  • FTP
    G
    Gina C
    New Albany, IN
    Posted on May 15th, 2021 12:21 PM
    Joseph walked me through each step. Information was sent about where we were with the home refinance. Closing was really easy, 30 days for closing.
  • FTP
    J
    Jacob S
    Gastonia, NC
    Posted on May 13th, 2021 04:19 PM
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  • FTP
    K
    Karyl B
    Charlotte, NC
    Posted on May 13th, 2021 04:01 PM
    Joseph provided a detailed proposal that allowed me to meet both of my goals: reducing my payment and getting cash for a small renovation project.
  • FTP
    B
    Brian S
    Evansville, IN
    Posted on April 27th, 2021 10:51 PM
    Joseph was highly engaged and extremely helpful throughout the process.
  • FTP
    C
    Cynthia A
    Columbus, GA
    Posted on April 19th, 2021 05:54 AM
    Very communicative.
  • FTP
    D
    Dwayne T
    Alpharetta, GA
    Posted on April 4th, 2021 05:12 PM
    Agents worked with us and kept us informed throughout.
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    About
    We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Time Zone

    Pacific Standard Time (PST)
    Disclaimer
    WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. Copyright © 2026 West Capital Lending, Inc. All Rights Reserved. | NMLS# 1566096 DRE# 02022356 - NMLS Consumer Access (https://nmlsconsumeraccess.org) https://westcapitallending.com/texas-complaint https://westcapitallending.com/licensing