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Joseph Villa - Branch Manager in Irvine, CA

Joseph Villa

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Branch Manager

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We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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  • FTP
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    Tollie W
    Indianapolis, IN
    Posted on July 19th, 2021 09:11 PM
    Clear communication made the process go smoothly.
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    Robbie W
    Hemet, CA
    Posted on July 7th, 2021 05:57 PM
    thank you
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    Walker D
    Stone Mountain, GA
    Posted on July 4th, 2021 03:11 PM
    Our experience was great with our Loan Specislist, Joseph Villa. Everything was easy to understand and all his work was done with efficiency. Phone calls were always returned and question addressed for clarity with no problems. I will say that...
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    Hazel D
    Stone Mountain, GA
    Posted on July 4th, 2021 02:58 PM
    I enjoyed working with Loan Officer Specialist Joseph Villa. He always returned our calls quickly or in timely manner. Joseph would address our questions and concerns and the outcome was satisfactory.The Refinance package was very clear and...
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    Marcos O
    Greensboro, NC
    Posted on June 28th, 2021 06:49 PM
    Joseph was always very responsive and would go the extra mile to make sure I understood where we were in the process at all times. He was always ready and willing to answer my questions.
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    DuMaurier M
    Chino, CA
    Posted on June 28th, 2021 05:09 PM
    Simply Put Mr. Villa's ability to mend and repair the gaps during entire process. There's no doubt with out his efforts the process would have not happen!
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    Emanuel J
    Glendale, AZ
    Posted on June 25th, 2021 06:51 PM
    The team was very responsive and they moved faster than promised.
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    Pamela M
    Chino, CA
    Posted on June 25th, 2021 04:41 PM
    Joseph was very helpful in drawing up a variety of scenarios as recommendations for a refinance which in my prior experience of working with other loan processors had never been done. By doing this, it gave us hope that are refinance was doable....
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    Francisco C
    Riverside, CA
    Posted on June 23rd, 2021 04:22 PM
    Joseph Villa did an excellent job in providing good customer service, responding to questions and fulfilling promises in regards to my rates, fees and timelines. The entire process was stress free. I will highly recommend Joseph Villa to my...
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    David P
    Wasco, CA
    Posted on June 4th, 2021 07:50 PM
    Explain how the process worked
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    About
    We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Disclaimer
    WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. Copyright © 2026 West Capital Lending, Inc. All Rights Reserved. | NMLS# 1566096 DRE# 02022356 - NMLS Consumer Access (https://nmlsconsumeraccess.org) https://westcapitallending.com/texas-complaint https://westcapitallending.com/licensing