

Joseph Tulino at NFM Lending
Mortgage Loan Originator | NMLS# 144284

Joe started his Sales career in 1990 in the Automotive Industry for the Faulkner Corporation and quickly moved into Management and Finance. He took the opportunity to switch to the Mortgage industry and found it to be much more rewarding t... Show More
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Always gets back to me as soon as possible
My experience with NFM Lending was exceptional. Joseph Tulino, my loan agent, was approachable, always available to clarify questions, and kept me updated throughout. Michelle was fantastic with all the paperwork, making the process seamless...
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My experience with NFM Lending was exceptional specifically with Joseph Tulino as my loan agent and Michelle providing invaluable support. Joseph Tulino, was approachable, always available to clarify questions, and kept me updated throughout....
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Joseph Tulino at NFM Lending has received a review with 5 star rating from Jo B S (
It was seamless start to finish, we needed to delay for good reasons and it was amicable. Joe kept in touch with me throughout the process and in the end I saved money in all costs associated with the house and the closing. I am so grateful...
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Joe & Tara were fantastic!
Joe is very knowledgeable and treated us in a professional manner.
Excellent people skills!
Joe was very helpful and responsive. He was honest from the start about the offers and what to expect. There were no hidden fees or surprises. The one thing I think that could be improved is the website to upload documents that just didn't...
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Good and friendly experience. Could have some better communication with things
They worked hard to make sure everything was okay to get me and my kids a home
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About
Joe started his Sales career in 1990 in the Automotive Industry for the Faulkner Corporation and quickly moved into Management and Finance. He took the opportunity to switch to the Mortgage industry and found it to be much more rewarding to bring his experience in all aspects of finance to help his clients with what is their most important asset. He actively searches for the best mortgage product to meet his client’s goals. He also ran his own mortgage company as a net branch owner with AMS Mortgage until he had the opportunity to come work for what he feels is the best correspondent mortgage lender in the business. This decision came when he became a father in 2009 and wanted to have a balance in his life between his family and career.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 144284
Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.