

Joseph Tulino at NFM Lending
Mortgage Loan Originator | NMLS# 144284

Joe started his Sales career in 1990 in the Automotive Industry for the Faulkner Corporation and quickly moved into Management and Finance. He took the opportunity to switch to the Mortgage industry and found it to be much more rewarding t... Show More
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Reviews from Web
I would highly recommend Joe Tulino. He is intelligent, knowledgeable, resourceful, communicative, and diligent. I had a choice between two lending companies, due to Joe I chose NFM Lending.
I had a choice between NFM and another lending company. Both companies were advertised to be able to help high income earners find assistance with closing costs and/or down-payment. The difference that made me go with NFM Lending was Joseph...
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Joseph Tulino at NFM Lending has received a review with 5 star rating from Gary R
Fast response to questions
Joe is great to work with. He's very quick to respond and was able to answer every single question I had.
Joe was fantastic to work with. Friendly, knowledgeable and very quick to respond to any questions or requests that I had. As a first time home buyer, Joe made the process very easy.
We worked with Joe for two years as we looked for our home. Throughout the entire time, Joe was always there for us, no matter the time of day or what we needed. Joe went above and beyond to communicate, explain and provide support in every...
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Joseph Tulino at NFM Lending has received a review with 5 star rating from Tony B
Joe was great. Helped me through the whole process and made sure I understood every step.
You and your team were excellent! You quickly and very efficiently engaged with us and stayed responsive and close to us throughout the process. You were also personally very pleasant to work!
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About
Joe started his Sales career in 1990 in the Automotive Industry for the Faulkner Corporation and quickly moved into Management and Finance. He took the opportunity to switch to the Mortgage industry and found it to be much more rewarding to bring his experience in all aspects of finance to help his clients with what is their most important asset. He actively searches for the best mortgage product to meet his client’s goals. He also ran his own mortgage company as a net branch owner with AMS Mortgage until he had the opportunity to come work for what he feels is the best correspondent mortgage lender in the business. This decision came when he became a father in 2009 and wanted to have a balance in his life between his family and career.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 144284
Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.