

Joseph Tulino at NFM Lending
Mortgage Loan Originator | NMLS# 144284

Joe started his Sales career in 1990 in the Automotive Industry for the Faulkner Corporation and quickly moved into Management and Finance. He took the opportunity to switch to the Mortgage industry and found it to be much more rewarding t... Show More
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Joe and team were always in constant communication with a tricky purchase that made the lending part of the process a breeze
I had the most smooth and amazing team Joe and Tara are super efficient and friendly.
knowledgeable
It was a great experience and I know where to go in the future. It was an easy and great experience and I wouldn't have imagined it would go as smoothly as it did.
Working with Joe was great! I was very nervous buying my first home and had a lot of questions. Joe was always there to explain everything to me. I would highly recommend him.
Easy process. Joe helped every step of the way. Offered helpful advice throughout the process. He was available close to anytime. Joe was honest and thoughtful.
Joe has been there for us in every transaction we have made. He is attentive, kind and never tries to sell you on anything. His willingness to help others is one of a kind.
Joe was a dream to work with. He was so helpful, kind, approachable, and communicative. So thankful to have him and his team guiding us through the process! Thank you so much!
Joe and his team are fantastic. We had the pleasure of working with them on numerous transactions and will continue to work with them again and again. Joe continually goes above and beyond. He's extremely knowledgeable, professional, and always...
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Joe and his team were incredibe. They kept us in the loop throughout the entire process. If we had any questions they were availble by phone at all hours of the day. We had a couple hiccups when trying to get the approval due to our books being...
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About
Joe started his Sales career in 1990 in the Automotive Industry for the Faulkner Corporation and quickly moved into Management and Finance. He took the opportunity to switch to the Mortgage industry and found it to be much more rewarding to bring his experience in all aspects of finance to help his clients with what is their most important asset. He actively searches for the best mortgage product to meet his client’s goals. He also ran his own mortgage company as a net branch owner with AMS Mortgage until he had the opportunity to come work for what he feels is the best correspondent mortgage lender in the business. This decision came when he became a father in 2009 and wanted to have a balance in his life between his family and career.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 144284
Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.