Joseph Tulino at NFM Lending
Mortgage Loan Originator | NMLS# 144284
Joe started his Sales career in 1990 in the Automotive Industry for the Faulkner Corporation and quickly moved into Management and Finance. He took the opportunity to switch to the Mortgage industry and found it to be much more rewarding t... Show More
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Joe Tulino is an extremely competent professional. He is timely, precise, and makes the process seamless. I highly recommend him. I have used him several times and he is always consistently competent and an extremely nice person as well.
Joe is dedicated, great and there is not enough words to praise him high enough. We went through the VA refi process, he was there with us everystep of the way and kept us informed. Joe and his team answered all of questions and helped us make...
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If it weren't for Joe we would of never got our dream house. He helped us every step of the way. He went above and beyond to help us get this house. At first we never thought we would be able to buy a house and Joe made that possible for us....
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Mr. Tulino gave a detailed outline of what was needed for the process. If I had any questions he was readily available. Mr.Tulino made each step as seem less and as lease stressful as possible. Even treated me too a great meal to celebrate...
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Joe is very passionate about helping people purchase the home of their dreams or refinancing an existing home at the best possible rates. He recognizes that his customers are unique and tailors the best possible programs to suit their needs....
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Reply from Owner
December 8th, 2015 12:00 AM
Thank you for the kind words and allowing me the opportunity to assist you. It means allot you thought highly enough to take the time to let others know about our experience together.
My husband and I are in our 60's and have been through mtg. applications and re-fiance's quite a few times in our life and I can honestly say dealing with Joe Tulino and his team was the best experience we ever had. Anyone that knows what is...
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As a new home buyer, there are so many unknowns. It is quite scary process if you don't have good people who can guide you though. Fortunately for me, I was introduced to Joe Tulino and he really helped me with everything throughout the entire...
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Joe did an amazing job getting us our mortgage. He is extremely hard-working and knowledgeable, and helped us overcome numerous obstacles need to get approval. He also made sure he was present for our closing to ensure that our needs were met....
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Joe Tulino was absolutely amazing! He was extremely knowledgeable and patient in explaining the whole process. Joe was available any day of the week and any time of the day. I felt very comfortable working with Joe through this very complicated...
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About
Joe started his Sales career in 1990 in the Automotive Industry for the Faulkner Corporation and quickly moved into Management and Finance. He took the opportunity to switch to the Mortgage industry and found it to be much more rewarding to bring his experience in all aspects of finance to help his clients with what is their most important asset. He actively searches for the best mortgage product to meet his client’s goals. He also ran his own mortgage company as a net branch owner with AMS Mortgage until he had the opportunity to come work for what he feels is the best correspondent mortgage lender in the business. This decision came when he became a father in 2009 and wanted to have a balance in his life between his family and career.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 144284
Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.
