Joseph Tulino at NFM Lending
Mortgage Loan Originator | NMLS# 144284
Joe started his Sales career in 1990 in the Automotive Industry for the Faulkner Corporation and quickly moved into Management and Finance. He took the opportunity to switch to the Mortgage industry and found it to be much more rewarding t... Show More
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Joe was very personalable. He took the time to explain details and answered questioned no matter how latter times I asked. His response time was phenomenal and I would recommend him to everyone!!! He made this experience as smooth as possibile...
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Joe was a pleasure to work with especially with the many questions I had through out the whole process. He made himself available at times when most people wouldn’t and was always great at returning calls when I needed answers fast. I’m more...
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The process of purchasing my first home was a little nerve wrecking. From the beginning to the end, Joe has made this process smooth. He answered all of my questions and explained each and every step of the loan process IN DETAIL. He kept me...
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Joe was awesome anytime I needed to know something I could call him and he almost always was there to reassure me and explain anything I was concerned with or just didnt understand. Joe was beyond helpful and made applying obtaining a mortgage...
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The overall experience from pre-approval to closing was smooth. Any and all questions or concerns I had were answered in a timely manner and explained well enough that I was able to understand the first time through. I would recommend Joe and...
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Initially, I thought it would be impossible to become a homeowner. I contacted Joe assuming that he would say I wouldn’t qualify. However, Joe was but positive through the entire process. He often assured me that I was going to be ok. From...
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Quick, Fast, and EXTREMELY Reliable!!! They exceeded our expectations all around the board. Joe is AMAZING. Looking forward to working with them again and again!!!
Great experience
Joe and his team are great to work with! They are very knowledgeable, take time to answer questions, and are extremely responsive with requests. The team helped to target an accelerated closing date for my purchase, and met that deadline with...
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Joe and his team are great to work with! They are very knowledgeable, take time to answer questions, and are extremely responsive with requests. The team helped to target an accelerated closing date for my purchase, and met that deadline with...
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About
Joe started his Sales career in 1990 in the Automotive Industry for the Faulkner Corporation and quickly moved into Management and Finance. He took the opportunity to switch to the Mortgage industry and found it to be much more rewarding to bring his experience in all aspects of finance to help his clients with what is their most important asset. He actively searches for the best mortgage product to meet his client’s goals. He also ran his own mortgage company as a net branch owner with AMS Mortgage until he had the opportunity to come work for what he feels is the best correspondent mortgage lender in the business. This decision came when he became a father in 2009 and wanted to have a balance in his life between his family and career.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 144284
Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.
