

Joseph Tulino at NFM Lending
Mortgage Loan Originator | NMLS# 144284

Joe started his Sales career in 1990 in the Automotive Industry for the Faulkner Corporation and quickly moved into Management and Finance. He took the opportunity to switch to the Mortgage industry and found it to be much more rewarding t... Show More
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This closing was very efficient and quick giving I was working on a time limit. Joe and they people he works with are excellent and they know their jobs very well.
I was in shock how fast they approved me for a mortgage! Very professional and very knowledgeable. Joe Tulini kept me updated throughout the entire process. He was able to answer any question I had in a timely fashion and was easily available...
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Joseph Tulino and Jerry Cook were excellent. I could call Joe at anytime and he would answer, and be pleasant. They are very knowledgeable and helpful. They will be my go to for any future property I purchase. Great experience!!
Great experience! They made it possible for us to class in 3weeks... Thank you so much!
Our experience with NFM Lending was great! Joe and team were extremely helpful and made our process of home ownership painless. Thank you to all!
Joe Tulino was awesome! Always kept me updated on every step. I never felt like I couldn’t contact him nor feel like I was being misled. Joe is patient, honest, friendly and always willing to answer my questions. I will refer everyone I know...
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We could not be happy with the help Mr Tulino provided us. He return our calls and and email immediately which is rare these days. We would highly recommend Mr Tulino to friends and family
Professional
Thorough
Exceptional communication
It was an extremely easy and painless process and my questions were always answered immediately.
Pleasant, timely and overall smooth process
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About
Joe started his Sales career in 1990 in the Automotive Industry for the Faulkner Corporation and quickly moved into Management and Finance. He took the opportunity to switch to the Mortgage industry and found it to be much more rewarding to bring his experience in all aspects of finance to help his clients with what is their most important asset. He actively searches for the best mortgage product to meet his client’s goals. He also ran his own mortgage company as a net branch owner with AMS Mortgage until he had the opportunity to come work for what he feels is the best correspondent mortgage lender in the business. This decision came when he became a father in 2009 and wanted to have a balance in his life between his family and career.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 144284
Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.