

Joseph Tulino at NFM Lending
Mortgage Loan Originator | NMLS# 144284

Joe started his Sales career in 1990 in the Automotive Industry for the Faulkner Corporation and quickly moved into Management and Finance. He took the opportunity to switch to the Mortgage industry and found it to be much more rewarding t... Show More
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Joe and his team are great to work with! They are very knowledgeable, take time to answer questions, and are extremely responsive with requests. The team helped to target an accelerated closing date for my purchase, and met that deadline with...
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Omg!! I thought Joe was the greatest!! He was very patient with all my questions... especially when they didn’t sound too bright.. very understanding and when I would shoot him emails or text messages at crazy hours he responded quickly. It...
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From start to finish Joe made the process of buying a home run smoothly. As a first-time homebuyer i had so many questions and Joe answered every one of them in detail. He even responded to me after hours and on weekends. I would definitely...
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Joe and his team are great to work with! They are very knowledgeable, take time to answer questions, and are extremely responsive with requests. The team helped to target an accelerated closing date for my purchase, and met that deadline with...
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Awesome overall experience especially for my first Mortgage as well!!
-Phone calls were always answered, if not returned very quickly.-Joe made the entire process easy and simple, Being a first time home buyer, I felt comfortable the entire way through purchasing the house. He has been extremely helpful with...
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My experience was great, everyone worked hard and did an excellent job making sure everything worked out!! I am very appreciative to everyone involved!! Thank you , and it was a pleasure to work with everyone!
He works around the clock for you, even with a unusual work schedule.
Me and my wife had the best team working with us to get our first home.. Joe and Tara was awesome..The communication was I believe, they did everything they had to do to make sure this deal went through.. HANDS DOWN THEY ARE THE BEST!!!
Working with Joe was fantastic! This is mine and my fiance’s first home and Joe walked me through every step and made us feel so comfortable throughout the whole process, he answered every phone call I made to him. It was unbelievable how Joe...
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About
Joe started his Sales career in 1990 in the Automotive Industry for the Faulkner Corporation and quickly moved into Management and Finance. He took the opportunity to switch to the Mortgage industry and found it to be much more rewarding to bring his experience in all aspects of finance to help his clients with what is their most important asset. He actively searches for the best mortgage product to meet his client’s goals. He also ran his own mortgage company as a net branch owner with AMS Mortgage until he had the opportunity to come work for what he feels is the best correspondent mortgage lender in the business. This decision came when he became a father in 2009 and wanted to have a balance in his life between his family and career.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 144284
Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.