Joseph Tulino at NFM Lending
Mortgage Loan Originator | NMLS# 144284
Joe started his Sales career in 1990 in the Automotive Industry for the Faulkner Corporation and quickly moved into Management and Finance. He took the opportunity to switch to the Mortgage industry and found it to be much more rewarding t... Show More
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We had such a great experience with Joe! We were first time home buyers and very nervous! He was very patient and kind when we peppered him with 500 questions straight off the bat and was always willing to take our calls or answer our emails...
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Everyone at the company is very accommodating and friendly. They make everything simple and easy to understand. I will give this company, and Joseph Tulino my highest recommendation to everyone I know.
My experience with NFM lending was absolutely wonderful. My questions were answered in great detail. Being a first time home buyer NFM lending made the process as least stressful as possible. I could not be any happier with my experience. Thank...
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Joe and Jen were super responsive, helpful and reliable. I'll always use them for my mortgage needs.
My experience was awesome. Although it took a while to find my forever home. Joe was patience and pleasant at all times. He replied to all my texts and emails promptly. He would take the time to make sure I knew all options and understood them....
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Joe was amazing throughout the entire process and helped us to understand everything
So easy ! Whole experience was so professional and smooth.. I was and am so happy!!
We are first time home buyers and Joe was very patient walking us through the entire process start to finish. He helped us understand how much we could afford and the specific numbers when buying the house. Joe was always available night or...
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Joe was so knowledgeable and patient with us, as first time home buyers, who had a lot to learn. Joe and his team were able to answer questions throughout the whole process.
Joe was professional, patient, understanding, easily reached and always available to answer questions. When I thought of the loan process, I dreaded the hoops, hurtles, and paperwork. Joe made the processes easier than I could have ever imagined....
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About
Joe started his Sales career in 1990 in the Automotive Industry for the Faulkner Corporation and quickly moved into Management and Finance. He took the opportunity to switch to the Mortgage industry and found it to be much more rewarding to bring his experience in all aspects of finance to help his clients with what is their most important asset. He actively searches for the best mortgage product to meet his client’s goals. He also ran his own mortgage company as a net branch owner with AMS Mortgage until he had the opportunity to come work for what he feels is the best correspondent mortgage lender in the business. This decision came when he became a father in 2009 and wanted to have a balance in his life between his family and career.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 144284
Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.
