

Joseph Tulino at NFM Lending
Mortgage Loan Originator | NMLS# 144284

Joe started his Sales career in 1990 in the Automotive Industry for the Faulkner Corporation and quickly moved into Management and Finance. He took the opportunity to switch to the Mortgage industry and found it to be much more rewarding t... Show More
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Joe made everything so easy! This was my first time getting a mortgage and he explained everything in detail and communicated with me all the time.
Overall great guy to deal with, enjoyed every aspect of working with him.
Both Joe and Jennifer were helpful in each step of the loan process. They answered all questions we had. We did almost everything on line which made the process go much quicker. It was a a stress free experience. Thanks.
Joe made it incredibly easy on me, as a first time buyer. I'd recommend him to anyone buying a house. Everything was clear and simple, or at least explained in an easy way.
Friendly and honest staff. The process was smooth and easy. Also, the communication during the process was excellent.
Great communication, very knowledgeable, easy to reach, responds quickly and always ready to send you updated reports for possible offers.
Everything went great. Team is great at what they do
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Joseph Tulino has been fabulous to work with . As a realtor and I client I couldn't be happier. he refinanced my home, showed me how to update and upgrade my home owners insurance policy and save lots of money. NFM closer came to my home to...
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Joe and the rest of the team truly went above and beyond our expectations! Amazing communication throughout the provess. Wouldn't hesitate to call again if we purchase another house and will definitely recommend to family/friends.
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About
Joe started his Sales career in 1990 in the Automotive Industry for the Faulkner Corporation and quickly moved into Management and Finance. He took the opportunity to switch to the Mortgage industry and found it to be much more rewarding to bring his experience in all aspects of finance to help his clients with what is their most important asset. He actively searches for the best mortgage product to meet his client’s goals. He also ran his own mortgage company as a net branch owner with AMS Mortgage until he had the opportunity to come work for what he feels is the best correspondent mortgage lender in the business. This decision came when he became a father in 2009 and wanted to have a balance in his life between his family and career.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 144284
Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.