

Joseph Tulino at NFM Lending
Mortgage Loan Originator | NMLS# 144284

Joe started his Sales career in 1990 in the Automotive Industry for the Faulkner Corporation and quickly moved into Management and Finance. He took the opportunity to switch to the Mortgage industry and found it to be much more rewarding t... Show More
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Joe was extremely amazing during my process of buying my first home. He walked me through every single step and explained every detail. I would recommend Joe to anyone looking for a mortgage!
NA
Very knowledgeable, informative, and pleasant!
The experience was great, everyone I've worked with was very helpful, it made buying a house easy.... There wasn't a time that if I needed something or had a question that everyone at nfm was readily available.
Thanks!!!
Joe Tulino helped us make our dream of owning a house come true. He was always there to answer any questions or concerns that we had. Joe gave us the best options for the type of mortgage that would be best for us. He came up with a solution...
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My experience was great. Always answered their phone. Walked you through the whole process and always had answers for you
Joe was responsive and helped me navigate this process. Even when my house didn't sell, Joe kept in contact and always shared an encouraging work.
JOE WAS A PLEASURE TO WORK WITH!!
When I began working with Joe it was at a time that I thought all was lost and I was NEVER going to get this house... I am a single mom of disabled children and was at my end. I met Joe and from the beginning he was AMAZING, he was pleasant...
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Joseph was very attentive and answered any question I had, even if I thought it was a stupid or annoying question, he made me feel like it wasn't.
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About
Joe started his Sales career in 1990 in the Automotive Industry for the Faulkner Corporation and quickly moved into Management and Finance. He took the opportunity to switch to the Mortgage industry and found it to be much more rewarding to bring his experience in all aspects of finance to help his clients with what is their most important asset. He actively searches for the best mortgage product to meet his client’s goals. He also ran his own mortgage company as a net branch owner with AMS Mortgage until he had the opportunity to come work for what he feels is the best correspondent mortgage lender in the business. This decision came when he became a father in 2009 and wanted to have a balance in his life between his family and career.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 144284
Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.