Joseph Tulino at NFM Lending
Mortgage Loan Originator | NMLS# 144284
Joe started his Sales career in 1990 in the Automotive Industry for the Faulkner Corporation and quickly moved into Management and Finance. He took the opportunity to switch to the Mortgage industry and found it to be much more rewarding t... Show More
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Joe Mulino is extremely knowledgeable and helpful. He has patience to answer any and all questions and put us at ease throughout the entire loan application process. I will continue to highly recommend him to all friends and family.
Joe and his team were amazing. Going above and beyond helping out first-time home-buyers during a global pandemic. An example of this is Jow bringing a paper we needed to sign when we don't have a printer and all the print stores are now closed....
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Joe and his team were amazing. Going above and beyond helping out first-time home-buyers during a global pandemic. An example of this is Jow bringing a paper we needed to sign when we don't have a printer and all the print stores are now closed....
read more
Everyone went above and beyond during uncertain times to help make my first time home buying experience as smooth as possible.
Joseph Tulino at NFM Lending has received a review with 5 star rating from Chrysanthos G
Joe is a true professional he is knowledgeable, responsive and incredibly easy to work with.
As a Realtor I receive many solicitations. Having been a loan office myself many years ago, my expectations are higher than most realtors. Joe deserves 10 stars! He has truly went above and beyond in every way especially during these trying...
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Joe was very open and honest, I reached out to him about the possibility of a refi and he immediately worked up numbers to save me over $100 per month on my mortgage. Halfway through the process he even found he could over me an even lower...
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Everything was easy to understand and such a great experience!
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About
Joe started his Sales career in 1990 in the Automotive Industry for the Faulkner Corporation and quickly moved into Management and Finance. He took the opportunity to switch to the Mortgage industry and found it to be much more rewarding to bring his experience in all aspects of finance to help his clients with what is their most important asset. He actively searches for the best mortgage product to meet his client’s goals. He also ran his own mortgage company as a net branch owner with AMS Mortgage until he had the opportunity to come work for what he feels is the best correspondent mortgage lender in the business. This decision came when he became a father in 2009 and wanted to have a balance in his life between his family and career.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 144284
Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.
