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Joseph Sambaer
Loan Officer | NMLS# 783176
Joe graduated from Michigan State University with a Bachelor of Arts in Accounting and is a registered CPA. After graduation, he worked for the international accounting firm, KPMG, as an auditor and then moved to the regional firm, Andrews,... Show More
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Great experience!
Reply from Joseph Sambaer
November 18th, 2025 05:37 PM
Thank you for your feedback, Killian. I'm pleased to hear your experience was great! Please reach out if there is anything else we can help with; we are always here for you!
Joe does a great job with any client we send over. Fast and usually with no hiccups. Another great job done by the Joseph Team. This one was taken over from MSUFCU when they said they could'nt do the loan.
Reply from Joseph Sambaer
November 18th, 2025 05:36 PM
Thank you for the kind words, Tomas! I'm glad to hear we delivered for you and met your needs! We're grateful for the opportunity to help you and look forward to working with you again in the future! Thank you for your feedback and for choosing...
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Everyone on Joe’s team was incredibly responsive and helpful. They worked with my needs to find a great property within my budget. They patiently explained everything as many times as I needed and made my first home-buying experience easy and...
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Reply from Joseph Sambaer
November 12th, 2025 03:39 PM
Thank you so much for your kind words, Jillian! We're thrilled to hear that our team helped make your first home-buying experience smooth and enjoyable. It was a pleasure working with you! We are always here for anything you need! Congratulations...
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You and your team make this process simple. The documents required to upload are straightforward, your review and pre approval are timely. You make sure you lock the best rate. And when there are obstacles along the way, your team go to work...
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Reply from Joseph Sambaer
November 10th, 2025 09:05 PM
Thank you so much for your kind words, Alain! We truly appreciate your trust in our team. It is always our goal to make the process as smooth and stress-free as possible, and we're thrilled to hear that you had a great experience! We're grateful...
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Joe and his team are the best. They are responsive , caring , and quick to get things done. I never had a single concern while working theough the mortgage process.
Reply from Joe Sambaer
November 10th, 2025 08:34 PM
It’s great to hear that you had a smooth experience with me and my team, Michael. Being responsive and addressing your needs promptly is something we strive for. I'm glad the process was worry-free for you. Thank you for your feedback and for...
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This is our second loan through dart bank . They are quick ,honest and very responsive. Great people I have already and will keep referring people to them. Thank u Joe,Aimee and Maddison for helping us get our dream property
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Reply from Joseph Sambaer
November 4th, 2025 03:25 PM
Thank you so much for your continued trust and kind words! We're thrilled to have been part of your journey! It's wonderful to hear that our team's responsiveness and honesty made the process smooth for you. Congratulations on your dream property...
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It was very good.
Reply from Joseph Sambaer
October 30th, 2025 02:53 PM
I am happy to hear you had a good experience. Thank you for your feedback and for choosing Dart Bank. We are always here for you.
I can always count on a consistant knowledgeable experience Joe & Sam have surrounded themselves with great support Just never have to worry!
Reply from Joseph Sambaer
October 22nd, 2025 05:30 PM
Thank you very much for your kind feedback! It's great to hear that you find the experience consistent and knowledgeable. Knowing that you feel supported and without worry truly matters to me. Thank you for your trust and for allowing Sam and...
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Communication is key during the process
Reply from Joe Sambaer
October 22nd, 2025 02:04 PM
I'm glad you recognize the importance of communication, Kent. Keeping you informed throughout the process is always a priority for me. Thank you for your feedback and for choosing Dart Bank.
Work on communication. Provide times when the team is available for questions.
Reply from Joe Sambaer
October 20th, 2025 05:45 PM
Thank you for sharing that we did not meet your expectations. We strive to provide an excellent experience for all our customers and appreciate you taking the time to bring this to our attention.
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About
Joe graduated from Michigan State University with a Bachelor of Arts in Accounting and is a registered CPA. After graduation, he worked for the international accounting firm, KPMG, as an auditor and then moved to the regional firm, Andrews, Hooper and Pavlik. He joined the mortgage team that is now part of Dart Bank in 2003, where he has 20 years of experience as a mortgage banker. His clients benefit from this experience, as well as his strong analytical skills, interpersonal skills and his commitment to his client’s success.
Joe serves as a founding partner on the Joseph Team alongside Joe Joseph, Sam Fata and Maddie Maloney. The Joseph Team has been an industry leader in the state of Michigan since 2005.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Jumbo Home Loan
Specialities
Construction Loans
Jumbo Loans
Conventional Loans
FHA Loans
Physician Loans
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Positions
- Dart Bank - Sr. Mortgage Banker and VPJan 1st, 2003 - Current
Memberships
- Italian American Club of Lansing
- Women's Council of Realtors Lansing
- Realtor Association of Sarasota and Manatee
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 783176
Awards
Achievements
- Certified Public Accountant
Hobbies
- Reading
- Ice Hockey
- Golf
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Disclaimer
Equal Housing Lender | NMLS# 406394