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Joseph Sambaer
Loan Officer | NMLS# 783176
Joe graduated from Michigan State University with a Bachelor of Arts in Accounting and is a registered CPA. After graduation, he worked for the international accounting firm, KPMG, as an auditor and then moved to the regional firm, Andrews,... Show More
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Working with Joe and his team was great! Joe, Madison and Amiee took extra time to answer all my questions and as a first time home buyer I had a ton . The electronic signing of documents also helped gettting everything done in a timely manner...
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Reply from Joseph Sambaer
December 9th, 2025 03:55 PM
Thank you so much for your wonderful review, Filomena! I'm thrilled to hear that your first home-buying experience was a positive one. I'm so glad we were able to help make the process clear and comfortable. I truly appreciate your trust in...
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Mortgage experience with Joe and his team was amazing from start to finish. We felt so well taken care of and that our best interest was looked out for, from beginning to end. Communication, professionalism and service was all top-notch. Highly,...
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Reply from Joseph Sambaer
December 2nd, 2025 06:21 PM
Thank you so much for the amazing review, Mark! I am thrilled to hear that your experience with us was amazing from start to finish. Knowing you felt well taken care of means a lot to me. Me and my team take pride in providing top-notch service...
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The service I received was better than the 'Great' options on your survey. Both Joe and Aimee were Exceptional. Their friendliness and professionalism made the whole process extremely pleasant.
Reply from Joseph Sambaer
December 2nd, 2025 06:13 PM
Thank you so much William, for such an incredible review! I'm honored to hear that the service you received went above "Great". Me and my team always strive to bring the best service to our clients and pride ourselves on our friendliness and...
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Joseph provided excelent service, he made the whole process stress free. I would call him at all all hours MST for questions that I needed answers right away and he would call me back within 1 minutes. It was great to work with such a proffessional....
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Reply from Joseph Sambaer
December 2nd, 2025 06:04 PM
Thank you so much for the wonderful feedback, Joe! I am thrilled to hear that I was able to make the process completely stress-free. I take great pride in being here for my clients and am truly thankful for your trust in me and Dart Bank! I...
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As a CPA Joe adds a level of knowledge and expertise that is hard to beat!
Reply from Joseph Sambaer
November 26th, 2025 09:01 PM
Thank you for your kind words, Constance! It was a pleasure working with you. I'm grateful for your trust in me and Dart Bank! Please don't hesitate to reach out whenever you need assistance. We are always here for you!
Joe and his team were great. They did a lot to help me gather all the information I needed, they worked overtime to get my loan done quickly. They were just amazing. Thanks Joe and team.
Reply from Joseph Sambaer
November 26th, 2025 08:40 PM
Thank you so much for the wonderful feedback, Michele! I'm thrilled to hear we were able to support you every step of the way and work efficiently to get your loan completed quickly. I truly appreciate your kind words! Thank you for choosing...
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Have worked with Joe in the past. He always does a great job. He handles alittle harder loans with professionlism and expertise.
Reply from Joseph Sambaer
November 25th, 2025 01:40 PM
Thank you so much for your kind words, Lisa! I'm glad to hear that my experience and professionalism made a difference and I appreciate your trust in me. Please don't hesitate to reach out whenever you need assistance. We are always here for...
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Joe and his team were incredible throughout the process! I would recommend using Dart Bank to everyone
Reply from Joseph Sambaer
November 21st, 2025 06:23 PM
Thank you so much for the kind words, Alexander! I'm really glad to hear that you had an incredible experience with myself and our team throughout the mortgage process. Your recommendation means a lot to me! If you ever need anything else,...
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Joe Sambaer was very helpful and informative .
Reply from Joseph Sambaer
November 19th, 2025 07:12 PM
Thank you for the kind words, Elizabeth! It was a pleasure assisting you throughout the process. Please reach out if there is anything else we can help with; we are always here for you!
Joe and his team always go above and beyond to make transactions happen seamlessly.
Reply from Joseph Sambaer
November 18th, 2025 05:40 PM
Thank you for your kind words! We're committed to making every transaction as smooth as possible, and I'm glad to hear our team continues to deliver. Thank you for your feedback and for choosing Dart Bank. We are always here for you!
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About
Joe graduated from Michigan State University with a Bachelor of Arts in Accounting and is a registered CPA. After graduation, he worked for the international accounting firm, KPMG, as an auditor and then moved to the regional firm, Andrews, Hooper and Pavlik. He joined the mortgage team that is now part of Dart Bank in 2003, where he has 20 years of experience as a mortgage banker. His clients benefit from this experience, as well as his strong analytical skills, interpersonal skills and his commitment to his client’s success.
Joe serves as a founding partner on the Joseph Team alongside Joe Joseph, Sam Fata and Maddie Maloney. The Joseph Team has been an industry leader in the state of Michigan since 2005.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Jumbo Home Loan
Specialities
Construction Loans
Jumbo Loans
Conventional Loans
FHA Loans
Physician Loans
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Positions
- Dart Bank - Sr. Mortgage Banker and VPJan 1st, 2003 - Current
Memberships
- Italian American Club of Lansing
- Women's Council of Realtors Lansing
- Realtor Association of Sarasota and Manatee
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 783176
Awards
Achievements
- Certified Public Accountant
Hobbies
- Reading
- Ice Hockey
- Golf
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Disclaimer
Equal Housing Lender | NMLS# 406394