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Joseph Sambaer
Loan Officer | NMLS# 783176
Joe graduated from Michigan State University with a Bachelor of Arts in Accounting and is a registered CPA. After graduation, he worked for the international accounting firm, KPMG, as an auditor and then moved to the regional firm, Andrews,... Show More
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Joe & his team are exceptional communicators. their willingness to be available and responsive around the clock is second to none. Joe was very beneficial in building out a best strategy & plan of attack to meet my family goals & needs.
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Reply from Joe Sambaer
August 28th, 2026 01:24 PM
Bryan, I appreciate your kind words about our communication and responsiveness. I'm glad I could assist in creating a strategy that aligns with your family's goals and needs. Your satisfaction is important to me.
Very easy to gwt a hold of , the portal to upload documents was fast as well as knowing where I was in the process. I was also able to text the team with questions.
Reply from Joe Sambaer
August 20th, 2026 03:43 PM
Marcy, I'm happy to know you found it easy to reach me and that the document portal worked well for you. It's great that texting the team was helpful in answering your questions. If you need anything else, feel free to reach out!
Joe is one of the best in the business! He has a way of explaining options to my clients that ease their stress and answer all of their questions. Thank you, Joe! You are one of my favorite recomm!
Reply from Joseph Sambaer
August 13th, 2026 07:21 PM
Thank you so much for the kind words! I truly appreciate your trust in me and my team. Helping clients feel informed, comfortable, and confident throughout the process is what we strive for every day. I'm grateful for your partnership and look...
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Joe and the team were absolutely excellent from the initial stage through to the closing. They went above and beyond to make sure my wife and I obtained the required documents and guidance. We really appreciated the constant communication and...
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Reply from Joseph Sambaer
August 13th, 2026 07:18 PM
Thank you so much for your incredibly kind and thoughtful review! It truly means a lot to me and the entire team to know that we were able to make your loan process smooth, stress-free and comfortable. We are especially grateful for your trust...
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Joe and his team were great to work with. This is the second time I have worked with Dart and his team on financing needs for my home.
Reply from Joseph Sambaer
August 10th, 2026 04:10 PM
Thank you so much Judy for your kind words and for trusting us not once, but twice with your home financing needs! We truly appreciate your continued confidence in our team. It’s always a pleasure working with you, and we’re grateful for the...
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We applied for a mortgage loan with our personal crefit union and they weren't meeting our expectations by giving us low loan amount, and not being very helpful.We were referred to the Joe Sambaer team who helped us with the loan process, answered...
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Reply from Joseph Sambaer
August 10th, 2026 04:08 PM
Thank you so much for your kind words, Kimberly! I am truly honored that you trusted us with your home buying journey. Our goal is always to provide clear answers, personalized guidance, and solutions that help our clients move forward with...
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Joe Is the lender I ALWAYS recommend!
Reply from Joseph Sambaer
August 10th, 2026 04:04 PM
Thank you so much for the kind words and recommendation, Constance! It means a lot to know that you trust me enough to recommend me to others. I truly appreciate your support and look forward to working together again!
I so appreciate the team from DART Bank. As a first time buyer I appreciated the professionalism, patience, and perspective shown in all ,your interactions. It is comforting to see a bank follow through with the attitude that the best course...
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Reply from Joseph Sambaer
July 30th, 2026 04:00 PM
Thank you so much for your thoughtful words, Elden! It was truly our pleasure to be part of your first homebuying journey. We're grateful for the opportunity to help and are so glad our team's professionalism, patience, and guidance made a...
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This is the fourth time we have gone through a home buying experience and was by far the easiest time doing it. Thank you to Joe and his team!
Reply from Joseph Sambaer
July 23rd, 2026 04:55 PM
Thank you so much for your kind words! It means a lot that after four home-buying experiences, this one stood out as the easiest. We are committed to making the process as smooth and stress-free as possible. We truly appreciate your feedback...
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Joe was hands down amazing to work with!
Reply from Joseph Sambaer
July 21st, 2026 01:33 PM
Thank you so much, Savannah! It was a pleasure working with you. I really appreciate your kind words and am grateful for the opportunity to help. Wishing you all the best, and I hope we get the chance to work together again!
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About
Joe graduated from Michigan State University with a Bachelor of Arts in Accounting and is a registered CPA. After graduation, he worked for the international accounting firm, KPMG, as an auditor and then moved to the regional firm, Andrews, Hooper and Pavlik. He joined the mortgage team that is now part of Dart Bank in 2003, where he has 20 years of experience as a mortgage banker. His clients benefit from this experience, as well as his strong analytical skills, interpersonal skills and his commitment to his client’s success.
Joe serves as a founding partner on the Joseph Team alongside Joe Joseph, Sam Fata and Maddie Maloney. The Joseph Team has been an industry leader in the state of Michigan since 2005.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Jumbo Home Loan
Specialities
Construction Loans
Jumbo Loans
Conventional Loans
FHA Loans
Physician Loans
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Positions
- Dart Bank - Sr. Mortgage Banker and VPJan 1st, 2003 - Current
Memberships
- Italian American Club of Lansing
- Women's Council of Realtors Lansing
- Realtor Association of Sarasota and Manatee
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 783176
Awards
Achievements
- Certified Public Accountant
Hobbies
- Reading
- Ice Hockey
- Golf
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Disclaimer
Equal Housing Lender | NMLS# 406394