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Joseph Sambaer - Loan Officer | NMLS# 783176 in Lansing, MI
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Joseph Sambaer

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Loan Officer | NMLS# 783176

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Joe graduated from Michigan State University with a Bachelor of Arts in Accounting and is a registered CPA. After graduation, he worked for the international accounting firm, KPMG, as an auditor and then moved to the regional firm, Andrews,...... Show More
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Overall Ratings
4.88
(412)
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Reviews from Web
  • 5.0
    Encompass
    N
    Nadia A L
    OKEMOS, MI
    Posted on June 2nd, 2026 01:41 PM
    We worked with Joe Sambaer's team at DART Bank for our mortgage - they were incredibly helpful. They communicated clearly and essentially immediately after I would ask a question they would respond. They were prompt to respond by text, email,...
    read more
    Reply from Joseph Sambaer
    June 2nd, 2026 05:36 PM
    Thank you so much for the great review, Nadia! I'm thrilled to hear that me and my team provided the communication, responsiveness, and support you needed throughout your mortgage journey. Buying a home and relocating from out of state can...
    read more
  • 5.0
    Encompass
    G
    Gale L G
    OKEMOS, MI
    Posted on June 2nd, 2026 11:07 AM
    Extraordinary customer service! Every person I worked with from Dart Bank was friendly and helpful. It was especially pleasant (and fun) to work with Joe Sambaer and his team. Dart Bank rules!
    Reply from Joseph Sambaer
    June 2nd, 2026 05:32 PM
    Thank you so much for your kind words, Gale! I'm delighted to hear that you had such a positive experience with our team. Providing friendly, helpful service is what we strive for every day, and I'm especially pleased to know me and my team...
    read more
  • 5.0
    Encompass
    W
    Wendy L
    SCOTTSDALE, AZ
    Posted on May 24th, 2026 02:48 PM
    Joe was wonderful to work with and very responsive when questions came up. Thanks!
    Reply from Joseph Sambaer
    May 29th, 2026 04:28 PM
    Thank you so much for the kind words, Wendy! It was a pleasure working with you, and I’m glad I could help make the process smooth and answer any questions along the way. I really appreciate your feedback! Please don't hesitate to reach out...
    read more
  • 5.0
    Encompass
    C
    Christian D W
    HULETTS LANDING, NY
    Posted on May 24th, 2026 11:02 AM
    Joe and is team are excellent. Professional, efficient and easy to communicate with. Highly recommended!
    Reply from Joe Sambaer
    May 29th, 2026 04:21 PM
    Christian, I appreciate your kind words and recommendation. I'm glad to know that you found our team professional and easy to communicate with. If there's anything else I can do for you, please let me know.
  • 5.0
    Encompass
    S
    Samuel C F
    DEWITT, MI
    Posted on May 22nd, 2026 04:19 PM
    Great service - thank you!
    Reply from Joseph Sambaer
    May 22nd, 2026 06:08 PM
    Thank you for the review, Samuel. I am glad to know that me and my team provided great service. Please don't hesitate to reach out if you need anything. We are always here for you!
  • 5.0
    Encompass
    B
    Brendan S S
    MASON, MI
    Posted on May 19th, 2026 12:07 PM
    Truly an honest and transparent team, offering critical advice where needed yet still being warm and welcoming to even the newest of homrbuyers. They really are more than just a lender, they're your team.
    Reply from Joseph Sambaer
    May 19th, 2026 01:05 PM
    Thank you so much for the kind words, Brenden! Helping our clients feel informed, comfortable, and confident every step of the way is exactly what we strive for. We're honored to have been a part of your journey. Please don't hesitate to reach...
    read more
  • 5.0
    Encompass
    L
    Louis F S
    VENICE, FL
    Posted on May 13th, 2026 03:03 PM
    Joe and his team were excellent to work with. They guided us through the process seamlessly, and their communication was outstanding from start to finish, including follow-up after closing. I highly recommend them for your mortgage needs.
    Reply from Joseph Sambaer
    May 13th, 2026 03:23 PM
    Thank you so much Louis for your thoughtful review! I'm thrilled to hear that our team made the process smooth and seamless for you. Providing clear communication and support every step of the way - even after closing - is very important to...
    read more
  • 5.0
    Encompass
    R
    Robert O
    EAST LANSING, MI
    Posted on May 7th, 2026 12:22 PM
    Joe and his team were extremely helpful with a very quick turnaround. I will definitely use their services again.
    Reply from Joseph Sambaer
    May 13th, 2026 03:17 PM
    Thank you for the kind words, Robert! I am so glad to hear we were able to help and provide a quick turnaround for you. We truly appreciate your support and look forward to working with you again in the future!
  • 5.0
    Encompass
    A
    Angela C A
    GRAND LEDGE, MI
    Posted on May 5th, 2026 01:06 PM
    Working with Joe and his team has been my best experience yet. This was my 3rd time buying a home and I felt taken care of . It felt like they were also personally invested in the outcome and that made me feel secure through the process.
    read more
    Reply from Joe Sambaer
    May 11th, 2026 01:39 PM
    Angela, I'm grateful to hear that you felt well taken care of during your home-buying experience with us. Knowing that our personal investment in the process provided you with a sense of security means a lot to me. If there's anything else...
    read more
  • 5.0
    Encompass
    S
    Steven R N
    PORT SAINT LUCIE, FL
    Posted on May 3rd, 2026 02:24 PM
    Joe and His team are very helpful, quick to respond to questions, and accomodating To our special needs. We had a great experience and would highly recommend Joe and Dart Bank to anyone needing a mortgage.
    Reply from Joseph Sambaer
    May 4th, 2026 02:12 PM
    Thank you so much for the kind words and recommendation, Steven! I am so glad to know me and my team were able to provide you with a great experience. Providing quick, helpful, and personalized service is something we truly strive for. I appreciate...
    read more
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    About
    Joe graduated from Michigan State University with a Bachelor of Arts in Accounting and is a registered CPA. After graduation, he worked for the international accounting firm, KPMG, as an auditor and then moved to the regional firm, Andrews, Hooper and Pavlik. He joined the mortgage team that is now part of Dart Bank in 2003, where he has 20 years of experience as a mortgage banker. His clients benefit from this experience, as well as his strong analytical skills, interpersonal skills and his commitment to his client’s success. Joe serves as a founding partner on the Joseph Team alongside Joe Joseph, Sam Fata and Maddie Maloney. The Joseph Team has been an industry leader in the state of Michigan since 2005.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    Jumbo Home Loan
    Specialities
    Construction Loans
    Jumbo Loans
    Conventional Loans
    FHA Loans
    Physician Loans
    744
    /850
    Search Rank Score
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    Positions
    • Dart Bank - Sr. Mortgage Banker and VP
      Jan 1st, 2003 - Current
    Memberships
    • Italian American Club of Lansing
    • Women's Council of Realtors Lansing
    • Realtor Association of Sarasota and Manatee
    • View All
    Addresses and Serving Areas

    Year Started

    2003

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 783176
    Achievements
    • Certified Public Accountant
    Hobbies
    • Reading
    • Ice Hockey
    • Golf
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    Disclaimer
    Equal Housing Lender | NMLS# 406394