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Joseph Sambaer
Loan Officer | NMLS# 783176
Joe graduated from Michigan State University with a Bachelor of Arts in Accounting and is a registered CPA. After graduation, he worked for the international accounting firm, KPMG, as an auditor and then moved to the regional firm, Andrews,... Show More
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Joe was great and got the job done
Reply from Joseph Sambaer
October 14th, 2025 06:39 PM
Thank you! I really appreciate the kind words. I'm glad I could help and get the job done smoothly. Looking forward to working with you again!
As always very informative and communication is excellent
Reply from Joseph Sambaer
October 14th, 2025 06:36 PM
Thank you very much for your kind feedback! I truly value your continued trust and am glad to hear that you find me and my team's communication effective and informative. Please reach out if there is anything else we can help with; we are always...
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Joe is hands down the best loan expert with whom I've worked. I've done perhaps a dozen real estate transactions using financing, and I've never had someone so clear, friendly, smart, strategic, and so fiercely on my side. He absolutely goes...
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Reply from Joseph Sambaer
October 8th, 2025 04:23 PM
Thank you so much for your incredibly kind words! It means the world to me and my team to know that you felt truly supported and cared for throughout your transactions. We know how important these moments are for families, and it is our privilege...
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Joe and his team always there to answer questions in a timely manner.
Reply from Joseph Sambaer
October 8th, 2025 04:16 PM
Thanks Lucy! I'm glad to hear we answered your questions quickly! It was a pleasure working with you. Please reach out if there is anything else we can help with; we are always here for you!
Joe Sambaer and his team worked efficiently to process our mortgage application, obtain an optimum interest rate and acheive our desired closing date. We have worked with the DART team for many years and know we can rely on their expertise,...
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Reply from Joseph Sambaer
October 2nd, 2025 08:01 PM
Thank you so much for your kind words! I'm thrilled to hear that the team and I were able to support you efficiently and help secure the best possible outcome for your mortgage. Your continued trust over the years means a lot to us!
Joe and his team are super helpful and guided us through the process with great advice and expertise. Love working with Joe!
Reply from Joseph Sambaer
October 2nd, 2025 07:47 PM
I'm glad to hear you had a great experience! Making sure my clients are happy is important to me! Thank you for the great review!
Joe worked to make the closing happen very quickly. He explained every detail along the way.
Reply from Joseph Sambaer
September 25th, 2025 06:50 PM
It's great to hear that you found the closing process quick and informative, Amy. My goal is always to ensure that every detail is clearly explained. Thank you for sharing your experience and for choosing Dart Bank.
Joe and his team went above and beyond to make this a smooth experience .
Reply from Joseph Sambaer
September 25th, 2025 06:41 PM
I'm glad to hear that you had a great experience with myself and the Dart Bank team! It was a pleasure assisting you throughout the process, and I truly appreciate your kind words.
My husband and I came to Joe needing a mortgage preapproval in 24-48 hours so we could put a bid out our dream home! Joe worked with us directly on getting our approval in time and helping us throughout the process of buying and getting our...
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Reply from Joseph Sambaer
September 15th, 2025 04:31 PM
Thank you so much for your kind words! It was truly a pleasure working with you both and helping you secure the pre-approval in time for your dream home. We're thrilled everything came together so smoothly and that you had a 10/10 experience...
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Louis and Michelle sang Dart's praises from beginning to end. They (and me) are so appreciative of Joe's guidance and communication throughout the home buying process.
Reply from Joseph Sambaer
September 15th, 2025 04:27 PM
I'm glad to hear that you had a great experience with myself and the Dart Bank team! Answering your questions and providing clear guidance was a top priority! Thank you so much for the kind words. If there's anything more you need in the future,...
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About
Joe graduated from Michigan State University with a Bachelor of Arts in Accounting and is a registered CPA. After graduation, he worked for the international accounting firm, KPMG, as an auditor and then moved to the regional firm, Andrews, Hooper and Pavlik. He joined the mortgage team that is now part of Dart Bank in 2003, where he has 20 years of experience as a mortgage banker. His clients benefit from this experience, as well as his strong analytical skills, interpersonal skills and his commitment to his client’s success.
Joe serves as a founding partner on the Joseph Team alongside Joe Joseph, Sam Fata and Maddie Maloney. The Joseph Team has been an industry leader in the state of Michigan since 2005.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Jumbo Home Loan
Specialities
Construction Loans
Jumbo Loans
Conventional Loans
FHA Loans
Physician Loans
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Positions
- Dart Bank - Sr. Mortgage Banker and VPJan 1st, 2003 - Current
Memberships
- Italian American Club of Lansing
- Women's Council of Realtors Lansing
- Realtor Association of Sarasota and Manatee
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 783176
Awards
Achievements
- Certified Public Accountant
Hobbies
- Reading
- Ice Hockey
- Golf
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Disclaimer
Equal Housing Lender | NMLS# 406394