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Joseph Sambaer
Loan Officer | NMLS# 783176

Joe graduated from Michigan State University with a Bachelor of Arts in Accounting and is a registered CPA. After graduation, he worked for the international accounting firm, KPMG, as an auditor and then moved to the regional firm, Andrews,... Show More
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The team was great to work with!
Reply from Joe Sambaer
February 2nd, 2026 02:57 PM
I'm pleased to know that working with the team was a good experience for you, Amanda. If there's anything further I can do for you or any other questions I can answer, please feel free to contact me. Thank you for your support and for working...
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Joe was extremely available and was a great liaison as we refinanced.
Reply from Joe Sambaer
January 28th, 2026 03:07 PM
It's great to hear that my availability and assistance made the refinancing process smoother for you, Matthew. If there's anything else you need, please don't hesitate to reach out. Thank you for choosing Dart Bank.
Joe and Maddie were so great. We have been on this journey for a long time and Joe has been patient and kind throughout the process. He was always happy to answer questions and explain them so we understood all matters of this process. Thank...
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Reply from Joseph Sambaer
January 16th, 2026 02:45 PM
Thank you so much for your kind words, Emily! It truly means a lot to us. Helping you through your first home-buying journey was a pleasure, and we're grateful for the trust you placed in us along the way! We're so glad we could make the process...
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Working with Joe and team was phenomenal - they were thorough, efficient and displayed true partnership throughout the process. I felt heard and in the loop in all aspects, with a clear understanding on next steps and results. Thank you Joe...
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Reply from Joseph Sambaer
January 14th, 2026 07:50 PM
Thank you so much for the kind words, Nicole! It was a pleasure working with you and I'm grateful for the trust you placed in me and my team. We take pride in our work and making sure our customers feel heard and included in the process every...
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Great experience .
Reply from Joseph Sambaer
January 14th, 2026 07:39 PM
Thank you, Christopher! I'm happy to hear you had a great experience with us. Please reach out if there is anything else we can assist you with. We're always here for you!
The stasff was always very patient!
Reply from Joe Sambaer
January 12th, 2026 05:33 PM
Thank you for your feedback. I'm glad to hear that the patience of our staff made a positive impact on your experience. If there's anything more I can assist you with, feel free to reach out.
My experience with this Bank was wonderful.
Reply from Joseph Sambaer
December 23rd, 2025 02:41 PM
Thank you, Jeffrey! I'm happy to know that you had a wonderful experience with my team here at Dart. Please don't hesitate to reach out whenever you need assistance. We are always here for you!
Very helpful with questions, processing and thorough
Reply from Joe Sambaer
December 23rd, 2025 02:32 PM
I appreciate your review, Sandra. Addressing your questions and ensuring a thorough processing experience are top priorities for me. Thank you for trusting me with your needs at Dart Bank.
I use Joe Sambaer for his expertise and 24/7
service, he is the best!
Reply from Joseph Sambaer
December 23rd, 2025 02:38 PM
Thank you for the kind words, Linda! I appreciate your trust and am always happy to help whenever you need it!
Great communication. Good and timely explanations and addressing issues.
Reply from Joe Sambaer
December 22nd, 2025 09:19 PM
I'm pleased to know you appreciated the communication and timely explanations, Chinmay. Addressing any issues promptly is a key part of my approach. Thank you for sharing your experience and trusting Dart Bank.
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About
Joe graduated from Michigan State University with a Bachelor of Arts in Accounting and is a registered CPA. After graduation, he worked for the international accounting firm, KPMG, as an auditor and then moved to the regional firm, Andrews, Hooper and Pavlik. He joined the mortgage team that is now part of Dart Bank in 2003, where he has 20 years of experience as a mortgage banker. His clients benefit from this experience, as well as his strong analytical skills, interpersonal skills and his commitment to his client’s success.
Joe serves as a founding partner on the Joseph Team alongside Joe Joseph, Sam Fata and Maddie Maloney. The Joseph Team has been an industry leader in the state of Michigan since 2005.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Jumbo Home Loan
Specialities
Construction Loans
Jumbo Loans
Conventional Loans
FHA Loans
Physician Loans
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Positions
- Dart Bank - Sr. Mortgage Banker and VPJan 1st, 2003 - Current
Memberships
- Italian American Club of Lansing
- Women's Council of Realtors Lansing
- Realtor Association of Sarasota and Manatee
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 783176
Awards
Achievements
- Certified Public Accountant
Hobbies
- Reading
- Ice Hockey
- Golf
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Disclaimer
Equal Housing Lender | NMLS# 406394