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Joseph Sambaer
Loan Officer | NMLS# 783176
Joe graduated from Michigan State University with a Bachelor of Arts in Accounting and is a registered CPA. After graduation, he worked for the international accounting firm, KPMG, as an auditor and then moved to the regional firm, Andrews,... Show More
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Joe was timely and great.
Reply from Joseph Sambaer
April 6th, 2026 09:02 PM
Thank you for the kind words, Seth. I appreciate your feedback! I am glad to know that me and my team provided timely and great service. Please don't hesitate to reach out if you need anything. We are always here for you!
Joe & his team get the job done. They make your mortgage experience stress free . if you go with the Joe & his team, you are going with the winning team!
Reply from Joe Sambaer
April 6th, 2026 04:49 PM
I'm glad to hear that your mortgage experience was stress-free, David. It means a lot to me and the team to know that our efforts helped make the process smooth for you. If there's anything more I can assist with, please don't hesitate to reach...
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Joe went above and beyond on this one. Thank you for the great servce and hard work.
Reply from Joseph Sambaer
March 31st, 2026 08:36 PM
Thank you so much for the thoughtful feedback, Tomas! I truly appreciate your kind words. Me and my team always strive to bring the best service to our clients. Please don't hesitate to reach out if you need anything. We are always here for...
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I would have liked more opportunities to discuss details face to face. Additionally, a few times, details were missed and were not reflected in follow-up documentation.
Reply from Joe Sambaer
March 30th, 2026 06:29 PM
I appreciate your feedback, Salvatore. I understand the importance of face-to-face discussions and apologize for any missed details in the follow-up documentation. I'll work towards improving this aspect. If you have further concerns or need...
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It was great working with Joe. He is very knowledgeable and will take the time to answer any questions. Joe made the entire process very easy for us.
Reply from Joseph Sambaer
March 18th, 2026 01:34 PM
Thank you so much for your kind words, Raymond! It was a pleasure working with you. I’m glad I could help make the process smooth and answer all your questions along the way. Please reach out if there is anything else we can assist you with....
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These guys made the loan closing process very smooth!
Reply from Joseph Sambaer
March 12th, 2026 05:36 PM
Thanks so much for your feedback! I'm glad to hear the closing process went smoothly for you. Please reach out if there is anything else we can assist you with. We're always here for you!
Joe was very knowledgeable and provided answers to all of our questions patiently. And closing process was very smooth to the end.
Reply from Joseph Sambaer
March 3rd, 2026 05:51 PM
Thank you so much for your kind review, Stephanie. Addressing your questions and ensuring a smooth processing experience are top priorities for me. Please don't hesitate to reach out whenever you need assistance. We are always here for you!...
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We had a great experience and everything went smoothly.
Reply from Joseph Sambaer
March 2nd, 2026 05:30 PM
Thank you for the review, Cole! I am glad to hear you had a great experience and that everything went smoothly. It was a pleasure assisting you throughout the process. Please reach out if there is anything else we can help with; we are always...
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Thank you Joe and team for making my mortgage process so easy and efficient. Communication was excellent, all my questions were answered, and I know Joe and his team were working hard to make sure everything was in place for a smooth closing...
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Reply from Joe Sambaer
February 23rd, 2026 04:42 PM
I'm really pleased to hear that the mortgage process went smoothly for you, Rachel. Ensuring clear communication and addressing all your questions is always a priority for me and the team. I'm glad we could make the experience easy and efficient...
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The process was overall pretty quick and all done remotely. I was very pleased working with Joe and his team, Aimee and Maddie. As I had a little different type of refiance / mortgage situation, Joe's team made it all happen.
Reply from Joe Sambaer
February 3rd, 2026 03:51 PM
I'm glad to know the remote process worked efficiently for you, Jessica, especially with your unique refinance and mortgage situation. It’s rewarding to hear that working with Aimee, Maddie, and me was a positive experience. If there's anything...
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About
Joe graduated from Michigan State University with a Bachelor of Arts in Accounting and is a registered CPA. After graduation, he worked for the international accounting firm, KPMG, as an auditor and then moved to the regional firm, Andrews, Hooper and Pavlik. He joined the mortgage team that is now part of Dart Bank in 2003, where he has 20 years of experience as a mortgage banker. His clients benefit from this experience, as well as his strong analytical skills, interpersonal skills and his commitment to his client’s success.
Joe serves as a founding partner on the Joseph Team alongside Joe Joseph, Sam Fata and Maddie Maloney. The Joseph Team has been an industry leader in the state of Michigan since 2005.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Jumbo Home Loan
Specialities
Construction Loans
Jumbo Loans
Conventional Loans
FHA Loans
Physician Loans
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Positions
- Dart Bank - Sr. Mortgage Banker and VPJan 1st, 2003 - Current
Memberships
- Italian American Club of Lansing
- Women's Council of Realtors Lansing
- Realtor Association of Sarasota and Manatee
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 783176
Awards
Achievements
- Certified Public Accountant
Hobbies
- Reading
- Ice Hockey
- Golf
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Disclaimer
Equal Housing Lender | NMLS# 406394