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Joseph Sambaer
Loan Officer | NMLS# 783176
Joe graduated from Michigan State University with a Bachelor of Arts in Accounting and is a registered CPA. After graduation, he worked for the international accounting firm, KPMG, as an auditor and then moved to the regional firm, Andrews,... Show More
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Joe and his team were extremely helpful with a very quick turnaround. I will definitely use their services again.
Reply from Joseph Sambaer
May 13th, 2026 03:17 PM
Thank you for the kind words, Robert! I am so glad to hear we were able to help and provide a quick turnaround for you. We truly appreciate your support and look forward to working with you again in the future!
Working with Joe and his team has been my best experience yet. This was my 3rd time buying a home and I felt taken care of . It felt like they were also personally invested in the outcome and that made me feel secure through the process.
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Reply from Joe Sambaer
May 11th, 2026 01:39 PM
Angela, I'm grateful to hear that you felt well taken care of during your home-buying experience with us. Knowing that our personal investment in the process provided you with a sense of security means a lot to me. If there's anything else...
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Joe and His team are very helpful, quick to respond to questions, and accomodating To our special needs. We had a great experience and would highly recommend Joe and Dart Bank to anyone needing a mortgage.
Reply from Joseph Sambaer
May 4th, 2026 02:12 PM
Thank you so much for the kind words and recommendation, Steven! I am so glad to know me and my team were able to provide you with a great experience. Providing quick, helpful, and personalized service is something we truly strive for. I appreciate...
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Joe is helpful during the process and great to work with.
Reply from Joseph Sambaer
April 30th, 2026 01:20 PM
Thanks, Travis, I appreciate the kind words! I strive to make the process as smooth as possible; I'm glad it was a good experience for you. Please don't hesitate to reach out whenever you need assistance. We are always here for you!
Joe found a way to givw My client a tremendous boost! Outstanding thought and service.
Reply from Joseph Sambaer
April 30th, 2026 01:12 PM
Thank you for the kind words, Constance. I'm glad I was able to provide a positive experience. Please reach out if there is anything else we can assist you with. We're always here for you!
Joe was a great resource for us as we navigated the home buying process, whether it was a Friday evening, sunday afternoon, etc. Joe was available for us . Home buying is a stressful process so having someone like Joe in your corner makes All...
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Reply from Joseph Sambaer
April 21st, 2026 06:48 PM
Thank you for the kind words, Alexander! I'm thrilled that I was able to support you through your home buying journey. It means a lot to know what I made a difference during such an important process. Please don't hesitate to reach out if we...
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It's been a very long time since I've applied for a mortgage. Joe, Maddie & their team helped so much! We had to produce so many documents but we did it & it all came together. Thank you
Reply from Joseph Sambaer
April 21st, 2026 06:45 PM
Thank you for the feedback, James. I'm pleased to hear that everything came together successfully! It was a pleasure working with you, and we're always here if you need anything in the future!
great communication and timely execution
Reply from Joseph Sambaer
April 14th, 2026 05:04 PM
Thank you for your kind words, Christine. I'm glad to hear that our efforts made a positive impact on your experience. It was a pleasure working with you. Please reach out if there is anything else we can assist you with. We're always here...
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Joe walked me through the loan prosses quite well. I had no issues with Joe
Reply from Joseph Sambaer
April 10th, 2026 05:39 PM
Thank you for the feedback, Jeffrey! I'm glad to hear you felt the loan process went well. Please reach out if there is anything else we can assist you with. We're always here for you!
overall a wonderful experience. Very knowledgeable and efficien.
Reply from Joseph Sambaer
April 9th, 2026 01:44 PM
Thanks so much for the feedback, Angela. I'm glad to hear you had a wonderful experience and found our team knowledgeable and efficient. I truly appreciate your feedback and look forward to helping you again in the future!
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About
Joe graduated from Michigan State University with a Bachelor of Arts in Accounting and is a registered CPA. After graduation, he worked for the international accounting firm, KPMG, as an auditor and then moved to the regional firm, Andrews, Hooper and Pavlik. He joined the mortgage team that is now part of Dart Bank in 2003, where he has 20 years of experience as a mortgage banker. His clients benefit from this experience, as well as his strong analytical skills, interpersonal skills and his commitment to his client’s success.
Joe serves as a founding partner on the Joseph Team alongside Joe Joseph, Sam Fata and Maddie Maloney. The Joseph Team has been an industry leader in the state of Michigan since 2005.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Jumbo Home Loan
Specialities
Construction Loans
Jumbo Loans
Conventional Loans
FHA Loans
Physician Loans
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Positions
- Dart Bank - Sr. Mortgage Banker and VPJan 1st, 2003 - Current
Memberships
- Italian American Club of Lansing
- Women's Council of Realtors Lansing
- Realtor Association of Sarasota and Manatee
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 783176
Awards
Achievements
- Certified Public Accountant
Hobbies
- Reading
- Ice Hockey
- Golf
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Disclaimer
Equal Housing Lender | NMLS# 406394