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Joseph Sambaer
Loan Officer | NMLS# 783176
Joe graduated from Michigan State University with a Bachelor of Arts in Accounting and is a registered CPA. After graduation, he worked for the international accounting firm, KPMG, as an auditor and then moved to the regional firm, Andrews,... Show More
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Great experience!
Reply from Joseph Sambaer
June 15th, 2026 01:11 PM
Thank you for the great review, Sarah. It was a pleasure working with you and I appreciate you taking the time to share your experience with us.
did a great job. Support staff was unresponsive hard to get a hold of.
Reply from Joe Sambaer
June 17th, 2026 03:32 PM
Thomas, I appreciate your feedback and I'm pleased to know that you felt I did a great job. I apologize for any difficulties you experienced with our support staff. Please reach out to me directly if there's anything further you'd like to discuss...
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The communication to my cleint was great from start to finish. The biggest thing for me is not getting a call from my client and having to worry if the lender is communicated with buyer. I never have to worry about Joe and his team.
Reply from Joseph Sambaer
June 11th, 2026 06:01 PM
Thank you for the kind words, Tomas. Consistent communication is something we take great pride in; we work hard to keep everyone informed every step of the way. We truly appreciate your trust and partnership. We look forward to helping many...
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We worked with Joe Sambaer's team at DART Bank for our mortgage - they were incredibly helpful. They communicated clearly and essentially immediately after I would ask a question they would respond. They were prompt to respond by text, email,...
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Reply from Joseph Sambaer
June 2nd, 2026 05:36 PM
Thank you so much for the great review, Nadia! I'm thrilled to hear that me and my team provided the communication, responsiveness, and support you needed throughout your mortgage journey. Buying a home and relocating from out of state can...
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Extraordinary customer service! Every person I worked with from Dart Bank was friendly and helpful. It was especially pleasant (and fun) to work with Joe Sambaer and his team. Dart Bank rules!
Reply from Joseph Sambaer
June 2nd, 2026 05:32 PM
Thank you so much for your kind words, Gale! I'm delighted to hear that you had such a positive experience with our team. Providing friendly, helpful service is what we strive for every day, and I'm especially pleased to know me and my team...
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Joe was wonderful to work with and very responsive when questions came up. Thanks!
Reply from Joseph Sambaer
May 29th, 2026 04:28 PM
Thank you so much for the kind words, Wendy! It was a pleasure working with you, and I’m glad I could help make the process smooth and answer any questions along the way. I really appreciate your feedback! Please don't hesitate to reach out...
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Joe and is team are excellent. Professional, efficient and easy to communicate with. Highly recommended!
Reply from Joe Sambaer
May 29th, 2026 04:21 PM
Christian, I appreciate your kind words and recommendation. I'm glad to know that you found our team professional and easy to communicate with. If there's anything else I can do for you, please let me know.
Great service - thank you!
Reply from Joseph Sambaer
May 22nd, 2026 06:08 PM
Thank you for the review, Samuel. I am glad to know that me and my team provided great service. Please don't hesitate to reach out if you need anything. We are always here for you!
Truly an honest and transparent team, offering critical advice where needed yet still being warm and welcoming to even the newest of homrbuyers. They really are more than just a lender, they're your team.
Reply from Joseph Sambaer
May 19th, 2026 01:05 PM
Thank you so much for the kind words, Brenden! Helping our clients feel informed, comfortable, and confident every step of the way is exactly what we strive for. We're honored to have been a part of your journey. Please don't hesitate to reach...
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Joe and his team were excellent to work with. They guided us through the process seamlessly, and their communication was outstanding from start to finish, including follow-up after closing. I highly recommend them for your mortgage needs.
Reply from Joseph Sambaer
May 13th, 2026 03:23 PM
Thank you so much Louis for your thoughtful review! I'm thrilled to hear that our team made the process smooth and seamless for you. Providing clear communication and support every step of the way - even after closing - is very important to...
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About
Joe graduated from Michigan State University with a Bachelor of Arts in Accounting and is a registered CPA. After graduation, he worked for the international accounting firm, KPMG, as an auditor and then moved to the regional firm, Andrews, Hooper and Pavlik. He joined the mortgage team that is now part of Dart Bank in 2003, where he has 20 years of experience as a mortgage banker. His clients benefit from this experience, as well as his strong analytical skills, interpersonal skills and his commitment to his client’s success.
Joe serves as a founding partner on the Joseph Team alongside Joe Joseph, Sam Fata and Maddie Maloney. The Joseph Team has been an industry leader in the state of Michigan since 2005.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Jumbo Home Loan
Specialities
Construction Loans
Jumbo Loans
Conventional Loans
FHA Loans
Physician Loans
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Positions
- Dart Bank - Sr. Mortgage Banker and VPJan 1st, 2003 - Current
Memberships
- Italian American Club of Lansing
- Women's Council of Realtors Lansing
- Realtor Association of Sarasota and Manatee
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 783176
Awards
Achievements
- Certified Public Accountant
Hobbies
- Reading
- Ice Hockey
- Golf
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Disclaimer
Equal Housing Lender | NMLS# 406394