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Joseph Sambaer
Loan Officer | NMLS# 783176
Joe graduated from Michigan State University with a Bachelor of Arts in Accounting and is a registered CPA. After graduation, he worked for the international accounting firm, KPMG, as an auditor and then moved to the regional firm, Andrews,... Show More
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Maryjo and I have purchased several houses over the years. Joe and the team at Dart Bank provided a steamlined experience. Communication was frequent and preeminent. Their support and counsel gave us tremendous confidence and peace of mind....
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Reply from Joseph Sambaer
August 27th, 2025 02:40 PM
Thank you so much for the kind words and feedback - I truly appreciate it! I'm so glad to hear that you and Maryjo had a streamlined experience with us. Providing frequent communication and offering support to build your confidence and peace...
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The team at dart bank made the mortgage process smooth and easy, they were also very helpful , nice and answered all questions that I had!
Reply from Joe Sambaer
August 26th, 2025 10:27 PM
I'm glad to hear that you found the mortgage process smooth and easy, Brandan. Ensuring that all your questions are answered and providing helpful, friendly service is important to me. Thank you for sharing your experience and for choosing...
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Having a good relationship with Joe and the whole Dart Bank team made the home loan process go smoothly! We had many questions and Joe got them answered quickly, and he went to bat for us to get us in the best position to get the house we wanted...
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Reply from Joseph Sambaer
August 18th, 2025 12:50 PM
I'm glad to hear that you had a great experience with myself and the Dart Bank team.! It was important to me to address your questions promptly and help position you for the best possible outcome. Thank you for your kind words and trust in...
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This team mase the deadline for the client.
Reply from Joe Sambaer
August 18th, 2025 12:52 PM
Hi Sheri. Thank you for your review! Meeting timelines is always a priority, and it's rewarding to know it made a positive impact.
Joe went above and beyond to make sure we have the best mortage to fit our needs.
Reply from Joseph Sambaer
August 15th, 2025 08:15 PM
Hi Luke. Thank you for the kind words! It's great to know that I was able to find the right mortgage to fit your needs. Going above and beyond for our clients is something I truly value. Your feedback is greatly appreciated.
Timely approval and expedited closing. Everyone on his team is exceptional. Good communication. Thank you!
Reply from Joseph Sambaer
August 12th, 2025 05:06 PM
Hi Lori. I'm glad to hear that you appreciated the timely approval and expedited closing. It's great to know that the communication met your expectations and you found my team's efforts exceptional. Thank you for your kind words and for trusting...
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Joe and his staff made purchasing our Condo so enjoyable and easy. They went out of their way to walk us through every step. Furthermore, there was no pressure on their part. They made sure our needs were met, and that we were able to see many...
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Reply from Joseph Sambaer
August 12th, 2025 04:03 PM
Thank you Charles! I'm really pleased to hear that purchasing your condo was an enjoyable and easy experience. It was important to me to ensure you felt no pressure while we explored all the options that could meet your needs. I'm glad we were...
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Joe and his team were very thorough in answering all of our questions and guiding us through each step with clarity and confidence.What really stood out was the level of communication and personal attention we received. We always felt informed...
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Reply from Joe Sambaer
August 12th, 2025 12:35 PM
I'm so pleased to hear that you felt informed and supported throughout the process, Jaculin. Answering your questions and providing clear guidance was a top priority, and I'm glad that the communication and personal attention stood out to you....
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Joe makes financing a home easy. He listens to your needs, appling his expertise and knowledge to individualize your loan. We have worked with Joe for over 15yrs. He is the best.
Reply from Joseph Sambaer
July 29th, 2025 02:33 PM
I truly appreciate your kind words, Patricia. It's wonderful to hear that I’ve been able to make the home financing process easier for you. I'm grateful for your trust and continued partnership. We are always here for you. Thank you for your...
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Joe and his tesm have consistently delivered for our family with our last 3 moves .
The communication is outstanding and the work is timely . Thank you
Reply from Joseph Sambaer
July 29th, 2025 02:32 PM
I'm delighted to know that my team and I have been able to consistently deliver for your family during your last three moves! It was a pleasure working with you! Please reach out if there is anything else we can help with; we are always here...
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About
Joe graduated from Michigan State University with a Bachelor of Arts in Accounting and is a registered CPA. After graduation, he worked for the international accounting firm, KPMG, as an auditor and then moved to the regional firm, Andrews, Hooper and Pavlik. He joined the mortgage team that is now part of Dart Bank in 2003, where he has 20 years of experience as a mortgage banker. His clients benefit from this experience, as well as his strong analytical skills, interpersonal skills and his commitment to his client’s success.
Joe serves as a founding partner on the Joseph Team alongside Joe Joseph, Sam Fata and Maddie Maloney. The Joseph Team has been an industry leader in the state of Michigan since 2005.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Jumbo Home Loan
Specialities
Construction Loans
Jumbo Loans
Conventional Loans
FHA Loans
Physician Loans
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Positions
- Dart Bank - Sr. Mortgage Banker and VPJan 1st, 2003 - Current
Memberships
- Italian American Club of Lansing
- Women's Council of Realtors Lansing
- Realtor Association of Sarasota and Manatee
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 783176
Awards
Achievements
- Certified Public Accountant
Hobbies
- Reading
- Ice Hockey
- Golf
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Disclaimer
Equal Housing Lender | NMLS# 406394