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Joseph Sambaer
Loan Officer | NMLS# 783176
Joe graduated from Michigan State University with a Bachelor of Arts in Accounting and is a registered CPA. After graduation, he worked for the international accounting firm, KPMG, as an auditor and then moved to the regional firm, Andrews,... Show More
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Working with Joe and the team was an incredible experience! They made the entire process easy for me to understand as a first time home buyer. Would absolutely recommend Dart Bank and Joe's team!
Reply from Joseph Sambaer
July 29th, 2025 02:30 PM
I'm so glad to hear that your experience as a first-time homebuyer was incredible, Ryan. It's great to know that it made a difference for you! Making the process easy to understand is something I strive for. Thank you for recommending Dart...
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Advice and followthrough by the entire team was outstanding.
Reply from Joseph Sambaer
July 29th, 2025 02:29 PM
I'm pleased to hear that you found the advice and follow-through outstanding, Mike. I'm glad the team and I could meet your expectations. It was a pleasure to assist you. We are always here if you need anything.! Thank you for taking the time...
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Joe's team is very communicative and I like their web portal for communication. It is very effective and easy to use. The entire team is working hard to help their clients. I highly recommend this team!
Reply from Joseph Sambaer
July 14th, 2025 06:08 PM
I am thrilled to hear that you had such a great experience working with our team! Thank you for the kind words and for choosing Dart Bank. I appreciate the feedback! We are always here if you need anything!
Great dealing a true professional team Very smooth transaction Thanks
Reply from Joseph Sambaer
June 30th, 2025 07:24 PM
I'm thrilled to hear that you had a smooth transaction, Barry. It was a pleasure to work with you, and I appreciate your kind words. Thank you for your feedback.
Joe was great to work with.
Reply from Joe Sambaer
June 30th, 2025 05:14 PM
I'm thrilled to hear that you enjoyed working with me, John. Thank you for your kind words and for choosing Dart Bank.
Joe and the team were great at every step of the process.
Greatly appreciate the level of service provided to our family.
Reply from Joseph Sambaer
June 23rd, 2025 07:05 PM
I'm thrilled to hear that you and your family had a great experience. It was a pleasure assisting you throughout the process, and I truly appreciate your kind words.
Joe and his team at Dart provided swift and thorough review and approval of our mortgage needs. Their process is a well-oiled machine. Joe provided guidance based on wisdom and prudence from the initial offer through closing.
Reply from Joseph Sambaer
June 11th, 2025 12:54 PM
Rich, thanks so much for the great review! It was a pleasure assisting you and we are always here if you need assistance!
Na@aaaaaaaaaas
Reply from Joe Sambaer
June 6th, 2025 04:32 PM
We appreciate your feedback, Nicholas. If there is anything specific we can assist you with or if you have any additional comments, please feel free to let us know.
Joe is amazing and takes care of whatever needs to be done immediately! Very smooth closings with Joe.
Reply from Joseph Sambaer
May 30th, 2025 03:57 PM
Thanks for the great review, Lisa! It was a pleasure working with you, and I appreciate your kind words.
Great communication and response time with expert knowledge.
Reply from Joseph Sambaer
May 20th, 2025 04:36 PM
Thanks for the great review, Jenny. It was a pleasure assisting you, and I'm grateful for your positive feedback.
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About
Joe graduated from Michigan State University with a Bachelor of Arts in Accounting and is a registered CPA. After graduation, he worked for the international accounting firm, KPMG, as an auditor and then moved to the regional firm, Andrews, Hooper and Pavlik. He joined the mortgage team that is now part of Dart Bank in 2003, where he has 20 years of experience as a mortgage banker. His clients benefit from this experience, as well as his strong analytical skills, interpersonal skills and his commitment to his client’s success.
Joe serves as a founding partner on the Joseph Team alongside Joe Joseph, Sam Fata and Maddie Maloney. The Joseph Team has been an industry leader in the state of Michigan since 2005.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Jumbo Home Loan
Specialities
Construction Loans
Jumbo Loans
Conventional Loans
FHA Loans
Physician Loans
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Positions
- Dart Bank - Sr. Mortgage Banker and VPJan 1st, 2003 - Current
Memberships
- Italian American Club of Lansing
- Women's Council of Realtors Lansing
- Realtor Association of Sarasota and Manatee
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 783176
Awards
Achievements
- Certified Public Accountant
Hobbies
- Reading
- Ice Hockey
- Golf
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Disclaimer
Equal Housing Lender | NMLS# 406394