

Joseph Margaritondo
Mortgage Advisor | NMLS # 240023

Know what you can afford. Since a pre-approval is based on your specific financial situation, it’s the key to understanding which homes to consider. Not only that, it tells anyone selling their home that you as a buyer have the ability to o... Show More
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Joe and his team took us through the process with a lot of good advises and promptness to my questions. All together was a good experience working with Joe.
Joe was GREAT with helping us buy our first home. He was patient with us and available to us whenever we needed him (even when he wasn't in the office). He helped make our buying process go as smooth as possible. I would HIGHLY recommend Joe!...
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Joe was GREAT with helping us buy our first home. He was patient with us and available to us whenever we needed him (even when he wasn't in the office). He helped make our buying process go as smooth as possible. I would HIGHLY recommend Joe!...
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Joseph Margaritondo was an excellent resource from start to finish! We started with the pre-approval process which he made incredibly smooth! He was a strong resource throughout and we were able to bounce ideas off of in terms of price, rates,...
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Joseph Margaritondo was an excellent resource from start to finish! We started with the pre-approval process which he made incredibly smooth! He was a strong resource throughout and we were able to bounce ideas off of in terms of price, rates,...
read more
Joe moved quickly to get the best deal and was always available to answer questions and impart knowledge during the mortgage process. A+++++++++++++++
If I buy 10 homes I will use Joe 10x. Great to work with and excellent with follow up calls and being proactive. I had an existing mortgage and needed a second for our new house while we were closing on our existing and he coached me through...
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Joe was perfect to work with I would've had it no other way he would always answered my calls anytime when needed. He was a pleasure to work with I would recommend him to anyone that I know . If you need a Leader he's the person to go to I...
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Joe was perfect to work with I would've had it no other way he would always answered my calls anytime when needed. He was a pleasure to work with I would recommend him to anyone that I know . If you need a Leader he's the person to go to I...
read more
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About
Know what you can afford. Since a pre-approval is based on your specific financial situation, it’s the key to understanding which homes to consider. Not only that, it tells anyone selling their home that you as a buyer have the ability to obtain a mortgage. Weichert Financial Services has licensed mortgage loan originators, called Mortgage Advisors, serving many areas. The Mortgage Advisor is the only person you need to assist you with your mortgage every step of the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Specialities
First Time Home Buyer
USDA
1/0, 2/1, 3/2/1 Temporary Interest Rate Buydowns
HEL/HELOC’s
Non-QM
State Bond (NJHMFA, PHFA, MD CDA, Virginia Housing, DSHA)
ARMs
Asset Depletion
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 240023
Disclaimer
Mortgage Access Corp. d/b/a Weichert Financial Services, NMLS #2731, is a licensed mortgage lender and an Equal Housing Lender. 1625 Route 10 E, Suite 1, Morris Plains, NJ 07950. NJ: Licensed by the New Jersey Department of Banking and Insurance. NY: Licensed Mortgage Banker by the New York State Department of Financial Services. Experiences may vary. Reviews were not compensated. Terms, rates, and eligibility are subject to change and may vary based on creditworthiness. For more licensing information, please visit https://nmlsconsumeraccess.org/.