

Joseph Margaritondo
Mortgage Advisor | NMLS # 240023

Know what you can afford. Since a pre-approval is based on your specific financial situation, it’s the key to understanding which homes to consider. Not only that, it tells anyone selling their home that you as a buyer have the ability to o... Show More
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Joe was always available and very professional!! He was a pleasure to work with on my first home purchase. Thank you Joe!
Joe was always available to answer my questions day or night. He checked in throughout my purchasing process and was very honest and straightforward. He was kind and made a stressful and big financial decision easy
Professional group!!
We felt like Joe was looking out for our best interests from day one of the process, and we really appreciate his guidance and advice along the way. We would happily recommend Joe to anyone looking to pursue a mortgage in the area.
Joe Margaritondo took care of everything and explained the process very thoroughly. This is the second time we worked with Joe and we would call upon him again if needed.
From the first moment i talked with Joe, i felt he cared about what we wanted to accomplish with the refi and worked to make the process as easy and seemless as possible. Joe is excellent at what he does - and flexible about how he communicates....
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Joseph Margaritondo made the process of applying for a mortgage amicable and very simple. The Weichert Financial team made the whole process very simple. I highly recommend their services.
Joe was great! Handled some tough questions with ease and always responded quickly.
Joseph Margaritondo made the process of applying for a mortgage amicable and very simple. The Weichert Financial team made the whole process very simple. I highly recommend their services.
Very helpful and a great experience
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About
Know what you can afford. Since a pre-approval is based on your specific financial situation, it’s the key to understanding which homes to consider. Not only that, it tells anyone selling their home that you as a buyer have the ability to obtain a mortgage. Weichert Financial Services has licensed mortgage loan originators, called Mortgage Advisors, serving many areas. The Mortgage Advisor is the only person you need to assist you with your mortgage every step of the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Specialities
First Time Home Buyer
USDA
1/0, 2/1, 3/2/1 Temporary Interest Rate Buydowns
HEL/HELOC’s
Non-QM
State Bond (NJHMFA, PHFA, MD CDA, Virginia Housing, DSHA)
ARMs
Asset Depletion
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 240023
Disclaimer
Mortgage Access Corp. d/b/a Weichert Financial Services, NMLS #2731, is a licensed mortgage lender and an Equal Housing Lender. 1625 Route 10 E, Suite 1, Morris Plains, NJ 07950. NJ: Licensed by the New Jersey Department of Banking and Insurance. NY: Licensed Mortgage Banker by the New York State Department of Financial Services. Experiences may vary. Reviews were not compensated. Terms, rates, and eligibility are subject to change and may vary based on creditworthiness. For more licensing information, please visit https://nmlsconsumeraccess.org/.