

Joseph Margaritondo
Mortgage Advisor | NMLS # 240023

Know what you can afford. Since a pre-approval is based on your specific financial situation, it’s the key to understanding which homes to consider. Not only that, it tells anyone selling their home that you as a buyer have the ability to o... Show More
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Joe was extremely knowledgeable and friendly throughout the Mortgage process. He pre-qualified us which made our search easier. Joe answered all of our questions at all hours of the day and offered to speak with us each time as well. His team...
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Joe was extremely knowledgeable and friendly throughout the mortgage process. He answered our questions and concerns at all hours of the day. His team is timely and thorough. We had a great experience with Weichert !
Joe made the process amicable and simple. Great with answering questions and helping us to get to the final run quickly.
Joe was extremely knowledgeable and friendly throughout the Mortgage process. He pre-qualified us which made our search easier. Joe answered all of our questions at all hours of the day and offered to speak with us each time as well. His team...
read more
Joe was extremely knowledgeable and friendly throughout the Mortgage process. He pre-qualified us which made our search easier. Joe answered all of our questions at all hours of the day and offered to speak with us each time as well. His team...
read more
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We were very apprehensive because we have not bought a house in 27 years. Joe made things very comfortable easy to understand and kept things moving. Hopefully we won't have to buy another house again, but if we do, it would definitely be with...
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This is my second time working with Joe. We refinanced our first mortgage and he made it as easy as possible. Joe is ALWAYS a GREAT communicator and is on top of everything. Anything I didn't understand he was able to explain so I understood...
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Personal touch in the service. Helps for each and every step.
IT WAS A FUN EXPERIANCE
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About
Know what you can afford. Since a pre-approval is based on your specific financial situation, it’s the key to understanding which homes to consider. Not only that, it tells anyone selling their home that you as a buyer have the ability to obtain a mortgage. Weichert Financial Services has licensed mortgage loan originators, called Mortgage Advisors, serving many areas. The Mortgage Advisor is the only person you need to assist you with your mortgage every step of the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Specialities
First Time Home Buyer
USDA
1/0, 2/1, 3/2/1 Temporary Interest Rate Buydowns
HEL/HELOC’s
Non-QM
State Bond (NJHMFA, PHFA, MD CDA, Virginia Housing, DSHA)
ARMs
Asset Depletion
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 240023
Disclaimer
Mortgage Access Corp. d/b/a Weichert Financial Services, NMLS #2731, is a licensed mortgage lender and an Equal Housing Lender. 1625 Route 10 E, Suite 1, Morris Plains, NJ 07950. NJ: Licensed by the New Jersey Department of Banking and Insurance. NY: Licensed Mortgage Banker by the New York State Department of Financial Services. Experiences may vary. Reviews were not compensated. Terms, rates, and eligibility are subject to change and may vary based on creditworthiness. For more licensing information, please visit https://nmlsconsumeraccess.org/.