

Joseph Margaritondo
Mortgage Advisor | NMLS # 240023

Know what you can afford. Since a pre-approval is based on your specific financial situation, it’s the key to understanding which homes to consider. Not only that, it tells anyone selling their home that you as a buyer have the ability to o... Show More
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Joe is a super nice guy and helped my wife and I buy our first home. He was honest with us and got us the best deal possible. If you are looking for a trustworthy guy, call Joe.
Joe was straightforward and honest throughout our entire mortgage process, and answered each and every question we posed as first time homebuyers.
Joe was a a valuable asset to our home buying experience. He was always available to answer and assist us with whatever question/concern came up. He was friendly and professional and I would definitely recommend his services!
Joe is extremely knowledgeable and professional, he made our process so easy from start to finish. He was literally available at all times even when off from work, he makes us feel so comfortable and helped with everything. He will not disappoint...
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Joe did an amazing job from beginning to end. He was always available day or night to speak to about any and every question i had especially since this was my first time going through this process. I highly recommend him and his staff if you...
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Joe is very knowledgeable and sincere and truly has the customer’s best interest at heart.
Joe is very knowledgeable and sincere and truly has the customer’s best interest at heart. Always prompt to answer or return calls and provide accurate answers of questions you may have.
Joe has made himself available to answer my questions and clarify my concerns. He is an expert in his field and will gladly recommend Joe to anyone and everyone.
Joseph is such a great person not only on the business end but on a personal level.He went above and beyond to make sure that i understood every step of the loan process. From the application to closing Joseph was there for us to help us understand...
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Joe is amongst the best in the business. He will fight hard for you to get you the best deal out there. He will give you neutral opinion, and will go out if his way to advise on any issues during the home buying process. In today’s world of...
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About
Know what you can afford. Since a pre-approval is based on your specific financial situation, it’s the key to understanding which homes to consider. Not only that, it tells anyone selling their home that you as a buyer have the ability to obtain a mortgage. Weichert Financial Services has licensed mortgage loan originators, called Mortgage Advisors, serving many areas. The Mortgage Advisor is the only person you need to assist you with your mortgage every step of the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Specialities
First Time Home Buyer
USDA
1/0, 2/1, 3/2/1 Temporary Interest Rate Buydowns
HEL/HELOC’s
Non-QM
State Bond (NJHMFA, PHFA, MD CDA, Virginia Housing, DSHA)
ARMs
Asset Depletion
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 240023
Disclaimer
Mortgage Access Corp. d/b/a Weichert Financial Services, NMLS #2731, is a licensed mortgage lender and an Equal Housing Lender. 1625 Route 10 E, Suite 1, Morris Plains, NJ 07950. NJ: Licensed by the New Jersey Department of Banking and Insurance. NY: Licensed Mortgage Banker by the New York State Department of Financial Services. Experiences may vary. Reviews were not compensated. Terms, rates, and eligibility are subject to change and may vary based on creditworthiness. For more licensing information, please visit https://nmlsconsumeraccess.org/.