

Joseph Clare - OVM with AnnieMac Home Mortgag...
Mortgage Loan Originator | NMLS # 2044111

Joseph understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughou... Show More
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Joey Clare explained everything to me and took the time to go over and answer all my questions. Great communication and attention!
Reply from Joseph Clare
October 5th, 2025 04:03 PM
I appreciate you sharing your experience, Beth. Taking the time to explain the details and answer any questions is something I see as essential. I'm glad you were satisfied with the communication and attention throughout the process. If there's...
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Joey made the whole process smoth and stress free. Very prompt on getting info to us throughout the process. He is the only mortgage lender we will
Reply from Joseph Clare
October 2nd, 2025 01:05 PM
It's wonderful to hear that the process was smooth and stress-free for you. My aim is always to provide prompt communication and support throughout. I'm grateful to be your choice for mortgage lending, and if you ever have more questions or...
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Joey was wonderful. He was very thorough and explained everything to us in great detail. He was always available to answer any questions we had and made us feel comfortable and confident in our decision. It was an amazing experience working...
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Reply from Joseph Clare
September 30th, 2025 11:17 AM
I appreciate your feedback and I'm glad that you felt comfortable and confident during the process. It's important to me to be thorough and accessible for any questions you might have had. Working with you was a pleasure, and if you ever need...
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Joseph made it sooooooo easy for my husband and I to pur our first home
Reply from Joseph Clare
September 21st, 2025 10:57 AM
I'm glad that the process felt easy for you and your husband while purchasing your first home. Helping clients navigate this important step smoothly is something I strive for. If you have any more questions or need further assistance, feel...
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The fact every question we had was answered clearly and that there was never a point where we felt overwhelmed or uninformed.
Reply from Joseph Clare
September 16th, 2025 10:52 AM
I'm pleased to know that all your questions were answered clearly and that the process felt manageable and informative for you. Making sure my clients feel comfortable and well-informed is a priority. Thank you for sharing your experience,...
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Joey is very responsive! had clients preapproved quickly with great communication throughout All the way to the closing table😀
Joey is very personable, friendly, and available for his clients. He helped us to get a first time homebuyers' grant through the VHDA, was very thorough in explaining and helping us through the buying process, and just overall fun to work with....
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Reply from Joseph Clare
September 13th, 2025 10:41 AM
It's great to know that you found the experience enjoyable and that I could assist you in obtaining the first-time homebuyers' grant through the VHDA. Being personable and available is important to me, so I'm glad that came through. Thank you...
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Working with Joey Clare is the best, I would recommend if you buying a house or refinancing don’t hesitate to contact Joey . The best rate you can find 💯. So now you know who to contact # Joey .
Professional and on time
Everything from start to finish. Fast working great communication
Reply from Joseph Clare
July 1st, 2025 01:56 PM
I'm thrilled to hear that you had a positive experience with our process from start to finish. Thank you for highlighting the efficient communication. It was a pleasure assisting you at AnnieMac Home Mortgage.
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About
Joseph understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Joseph is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional
FHA
USDA
VA Loans
Jumbo
Non-QM
Cash Offers
Renovation 203k
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 2044111
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). OVM with AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://ovmfinancial.com/licensing American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.