

Joseph Clare - OVM with AnnieMac Home Mortgag...
Mortgage Loan Originator | NMLS # 2044111

Joseph understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughou... Show More
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Very informative! I couldn't have asked for a better loan officer.
Reply from Joseph Clare
December 1st, 2025 02:05 PM
I'm pleased to hear that you found the experience informative, Taylor. It's important to me that my clients feel well-informed and supported throughout the process. If you have any additional questions or need future assistance, please don't...
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Joey provided absolutely exceptional service throughout my entire homebuying process — a solid 10/10 experience. From the very beginning, his availability and responsiveness stood out. No matter the time or day, he was always quick to answer...
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Reply from Joseph Clare
November 21st, 2025 03:41 PM
It's wonderful to hear that my service made such a positive impact on your homebuying journey. I’m glad that my availability and responsiveness helped you feel supported and informed. Clear communication is key, and I'm happy it met your needs....
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Smooth process.
Reply from Joseph Clare
November 20th, 2025 02:50 PM
I'm glad to know the process was smooth for you. If there's anything more you need or any questions in the future, feel free to reach out. Thank you for choosing my services at OVM with AnnieMac Home Mortgage.
Y'all did a good job explaining everything to me as a first-time borrower, were very responsive to my questions, and helped me get the numbers to a place I was happy with.
Reply from Joseph Clare
November 17th, 2025 04:21 PM
I'm pleased to hear that the explanations and responsiveness helped make your experience as a first-time borrower satisfactory. Ensuring clarity and addressing concerns are priorities in my work. It's great that we could adjust the numbers...
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Joey was very personable and was very understanding . He explained everything in great detail and made things work even when things got fairly rough . Thank you Joey .
Reply from Joseph Clare
November 10th, 2025 05:35 PM
Your kind words are truly appreciated. I'm glad to hear that you felt supported and informed throughout the process. It's important to me to ensure everything is clear and manageable, even when challenges arise. If you need further assistance...
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Everything was smooth from beginning to end. Our buyers live in different states so we were able to get everything handled, including signing to stay on time for closing.
The whole homebuying process from start to finish!!!!🤩
Reply from Joseph Clare
November 6th, 2025 04:24 PM
It's great to hear that the homebuying process went smoothly for you from start to finish. I'm glad I could assist you with this important milestone. If you ever need anything else or have more questions in the future, feel free to reach out....
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The level of communication when I had questions regarding the process. I never had to wonder if someone would get back to me!!!
Reply from Joseph Clare
October 27th, 2025 02:50 PM
Your feedback on the communication during your mortgage process means a lot to me. I'm glad to hear that you felt supported and never had to worry about getting timely responses. If you ever have more questions or need further assistance, please...
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Joey Clare was an outstanding mortgage loan originator to work with!! He was always available and answered all of my questions promptly. My clients (buyers) enjoyed working with him too, and let me know that they had a wonderful experience...
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Communication was clear, and informative. Really enjoyed how smooth the process was as well
Reply from Joseph Clare
October 10th, 2025 03:55 PM
I'm pleased to hear that you found the communication clear and the process smooth. Ensuring an informative experience is always my goal. If you have any further questions or need assistance in the future, don't hesitate to get in touch. Thank...
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About
Joseph understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Joseph is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional
FHA
USDA
VA Loans
Jumbo
Non-QM
Cash Offers
Renovation 203k
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 2044111
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). OVM with AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://ovmfinancial.com/licensing American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.