Joseph Clare - OVM with AnnieMac Home Mortgage's Cover Image
Joseph Clare - OVM with AnnieMac Home Mortgage - Mortgage Loan Originator | NMLS # 2044111 in Virginia Beach, VA

Joseph Clare - OVM with AnnieMac Home Mortgag...

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Mortgage Loan Originator | NMLS # 2044111

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Joseph understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughou... Show More
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Reviews from Web
  • Encompass
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    Michelle B
    SUFFOLK, VA
    Posted on September 14th, 2026 10:25 AM
    Joey and his team walked with mw through out the whole process and made sure that everything went smoothly. I appreciated their patience and determination to get us to the closing table!
    Reply from Joseph Clare
    September 24th, 2026 01:29 PM
    Michelle, I appreciate your kind words and am pleased to hear that the process went smoothly for you. It was a pleasure working with you and the team at OVM with AnnieMac Home Mortgage to ensure a successful closing.
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    Maria C
    Newport News, VA
    Posted on September 8th, 2026 01:00 PM
    Good thank you it was fine
    Reply from Joseph Clare
    September 18th, 2026 04:54 PM
    Maria, I'm glad to hear that your experience was satisfactory. Thank you for choosing OVM with AnnieMac Home Mortgage.
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    Alondra M
    Portsmouth, VA
    Posted on September 8th, 2026 12:23 PM
    process was taken care of, and thecorrect way
    Reply from Joseph Clare
    September 18th, 2026 06:16 PM
    Alondra, I'm pleased to know that the process was handled to your satisfaction. Thank you for working with me and the team at OVM with AnnieMac Home Mortgage.
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    Andrew M
    VIRGINIA BEACH, VA
    Posted on September 6th, 2026 08:29 PM
    Joseph showed us what top tier mortgage lending is supposed to look like! He IS the standard for all mortgage loan officers and we will expect and hold any others we encounter to the same level of organization, professionalism, courtesy, and...
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    Reply from Joseph Clare
    September 16th, 2026 08:30 PM
    Andrew, I'm grateful for your kind words and glad to hear that you had such a positive home purchase experience. At OVM with AnnieMac Home Mortgage, providing top-tier service is our goal, and I'm pleased to know that I could meet your expectations....
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    S
    Sandakay C
    SUFFOLK, VA
    Posted on September 1st, 2026 02:56 AM
    Joeseph display such care and make sure that we are getting the best option there is overall he's a great loan officer
    Reply from Joseph Clare
    September 11th, 2026 07:00 PM
    Sandakay, I appreciate your kind words and am glad to know that you felt well-cared for during the process. It's great to hear that you are satisfied with the options we provided. Thank you for sharing your positive experience!
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    Jessica A R
    Norfolk, VA
    Posted on August 7th, 2026 09:08 PM
    Joey is knowledgeable, friendly, efficient, and on-the-ball. He is an advocate for his clients and makes the process as stress-free and streamlined as possible. We were very thankful to get to work with Joey and his team!
    Reply from Joseph Clare
    August 18th, 2026 03:41 PM
    Jessica, I'm pleased to know that you found the process stress-free and streamlined. It's great to hear that you felt supported by my team and me. Thank you for your kind words!
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    Christin F G
    VIRGINIA BEACH, VA
    Posted on August 5th, 2026 12:50 PM
    Highly Recommende! Joey Clare and his team were incredible throughout my home loan process. They were knowledgeable, responsive, patient, and made what could have been a stressful experience feel smooth and manageable. They took the time to...
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    Reply from Joseph Clare
    August 17th, 2026 04:35 PM
    Christin, I appreciate your kind words and am glad to hear that you felt supported and informed throughout your home loan process. It's wonderful to know that my team and I could help make your experience smooth and manageable. Thank you for...
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    Michael C W
    NORFOLK, VA
    Posted on August 3rd, 2026 03:02 PM
    Joe was always ready to answer my calls any time I had a question. I didn't feel like I was being sold a product, but rather recieved a genuinely good service.
    Reply from Joseph Clare
    August 13th, 2026 03:03 PM
    Michael, I'm grateful to hear that you felt supported and not pressured throughout the process. Providing genuine service and being available for your questions is very important to me. If there's anything else you need, feel free to reach...
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    Wayne M
    VIRGINIA BEACH, VA
    Posted on July 28th, 2026 10:14 AM
    The support and explanation of the process was very helpful - thanks!!
    Reply from Joseph Clare
    August 7th, 2026 03:18 PM
    Wayne, I'm pleased to hear that you found the support and explanations helpful. If there's anything more you need or any questions arise, please feel free to reach out.
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    Rick M M
    PORTSMOUTH, VA
    Posted on July 21st, 2026 12:01 PM
    Joe and his team were extremely helpful and communicative throughout the whole process. Whatever questions or concerns I had were answered in a timely manner.
    Reply from Joseph Clare
    July 31st, 2026 02:51 PM
    Rick, I'm glad to hear that you found my team and me helpful and communicative throughout the process. It's important to us that your questions and concerns are addressed promptly. If you need any further assistance, please feel free to let...
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    About
    Joseph understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Joseph is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Conventional
    FHA
    USDA
    VA Loans
    Jumbo
    Non-QM
    Cash Offers
    Renovation 203k
    View All
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    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS # 2044111
    Disclaimer

    ©2026 American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). OVM with AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://ovmfinancial.com/licensing American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.