

Joseph Clare - OVM with AnnieMac Home Mortgag...
Mortgage Loan Originator | NMLS # 2044111

Joseph understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughou... Show More
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The process was stress free. Great advice and exceptional service.
Reply from Joseph Clare
June 22nd, 2025 11:36 AM
I'm thrilled to hear that the process was stress-free for you, Lance. Providing great advice and exceptional service is always my goal. Thank you for your kind words.
Very responsive , very attentive , and great communication and proffesionalism. Would Highly recommend.
Quick and easy communication, made sure they handled everything during our first home buying experience! Really worked with us to get us approved and a great deal to help us out with VHDA
Reply from Joseph Clare
June 16th, 2025 12:04 AM
I'm thrilled to hear that your first home buying experience was smooth and that we could assist you with the VHDA program. It was a pleasure working with you to secure a great deal. Thank you for your kind words and feedback!
Amazing experience and excellent communication during the transaction!
Hi,Hi,
Joey was great to work with, and I really appreciated his promptness in answering my calls and questions. If I have any future loan needs, I would definitely request Joey again. Thanks again, Joe
Reply from Joseph Clare - OVM with AnnieMac Ho...
June 7th, 2025 12:02 PM
I'm delighted to hear that you had a positive experience and found my support prompt and helpful. It was a pleasure assisting you, and I look forward to the opportunity to work with you again for any future loan needs. Thank you for your kind...
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Joey and Liz are by far the most laid back and hard working people I've ever worked with. They keep things moving no matter what. My wife and I are forever grateful to them and to OVM
Reply from Joseph Clare
May 28th, 2025 11:29 AM
I'm thrilled to hear that you and your wife had a positive experience working with us. It was a pleasure assisting you, and I'm glad that both Liz and I could contribute to your satisfaction. Your gratitude means a lot, and we are grateful...
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I was thoroughly impressed by the exceptional service provided by Joey and his team. They maintained consistent communication throughout the entire process, ensuring I was always informed about my current status and the upcoming steps. Their...
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Reply from Joseph Clare
May 26th, 2025 01:01 PM
Thank you, John, for your kind words. I'm thrilled to hear that you were impressed with the service provided by my team and me. Ensuring a seamless and transparent process is our goal, and I'm glad we could deliver that for you. Your recommendation...
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Thank you so much — we truly appreciate all your help! We had a GREAT experience because of how smooth, clear, and supportive the process was from start to finish. You were always responsive, patient with our questions, and made sure we understood...
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Reply from Joseph Clare
May 26th, 2025 12:05 PM
I'm thrilled to hear that you had such a positive experience with your mortgage process. It was a pleasure assisting you, and I'm glad I could help make things smooth and clear for you. Thank you for your kind words and for recommending me...
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Jospeh was very kind and patient! I didn't have to worry about a thing!
Reply from Joseph Clare
May 23rd, 2025 07:22 PM
I'm delighted to hear that you found the process worry-free. It was a pleasure assisting you, and I appreciate your kind words about my service.
Joey and his team were great throughout the entire transaction
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About
Joseph understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Joseph is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional
FHA
USDA
VA Loans
Jumbo
Non-QM
Cash Offers
Renovation 203k
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 2044111
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). OVM with AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://ovmfinancial.com/licensing American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.