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Joseph Chaoui - Mortgage Broker with West Capital Lending in Irvine, CA

Joseph Chaoui

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Mortgage Broker with West Capital Lending

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We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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  • SFTP
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    Jason D
    Jacksonville, FL
    Posted on December 18th, 2024 03:03 PM
    When I started the process of cashing out on a refinance, I was overwhelmed with the number of options, decisions, and complexities involved. Thankfully, my real estate professional stepped in and made what could have been a stressful and confusing...
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    Jeramy S
    Winchester, CA
    Posted on December 17th, 2024 05:54 PM
    Joey was very personable and kept me informed throughout the loan process.
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    Paul G
    San Jose, CA
    Posted on December 17th, 2024 03:57 AM
    Wow!!!! After dealing with other lenders, especially one that we had a current mortgage already with for several years, Joseph Chaoui with West Capitol Lending blew them out of the water! We struggled getting answers and waiting for information...
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    Barbara P
    Phoenix, AZ
    Posted on December 6th, 2024 09:56 PM
    Personal service and sincere advice and guidance. Joey was on top of everything and made me feel secure as I was nervous making such a big change. However, it was for the best and now I am feeling free from worries about my bills. Thanks Joey!!!...
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    Luis G
    VISTA, CA
    Posted on December 5th, 2024 11:22 PM
    We had already been trying for awhile to get a loan with a great rate and payment...Joseph made that happen. A couple of hurdles out of his control but we made it thru. AND he was always there when need to answer any questions.
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    Vanessa R
    Visalia, CA
    Posted on November 25th, 2024 09:13 PM
    is very professional and punctual. He made every experience a easy transition if I had any hiccups along the way he was at my corner. I would highly recommend Joseph to my friends and family.
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    Petricia W
    Rialto, CA
    Posted on November 25th, 2024 05:14 AM
    Everything was up front. If nothing was unexpected, he was fast and efficient.
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    Jackie T
    SAN DIEGO, CA
    Posted on October 24th, 2024 04:04 PM
    Absolutely fantastic experience with Joseph Chaoui! I was amazed at how quick and easy the process was to get my HELOC. In just 15 minutes, I was approved for the exact loan amount I needed—something no other broker was able to achieve for...
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    Blanche A
    Glendale, CA
    Posted on October 21st, 2024 06:08 PM
    Joseph was great from the moment we met. He was extremely patient, knowledgeable , very kind and caring. Excellent follow up skills and kept in touch with me throughout the entire process. Made himself available anytime, even during the weekends....
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    Terra V
    ORANGE, CA
    Posted on October 21st, 2024 05:18 PM
    Super easy process, fast and loan officer explained the process throughly follow up every step along the way
    Reply from Joseph Chaoui
    June 30th, 2026 02:08 PM
    I really appreciate the feedback and am looking forward to working with you again.
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    About
    We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
    Products & Services
    Mortgage Broker
    VA Home Loan
    Conventional Home Loan
    Home Renovation Loan
    Home Equity Loan
    Mortgage Refinance
    Reverse Mortgage
    Home Purchasing Assistance
    Mortgage Loan Shopping Assistance
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    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • Federal Mortgage Originator License NMLS ID #1681666
    Disclaimer
    WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. Copyright © 2026 West Capital Lending, Inc. All Rights Reserved. | NMLS# 1566096 DRE# 02022356 - NMLS Consumer Access (https://nmlsconsumeraccess.org) https://westcapitallending.com/texas-complaint https://westcapitallending.com/licensing