
Joseph Chaoui
Mortgage Broker with West Capital Lending

We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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Great and friendly service
Joey was helpful throughout
Perfect service. Everything was explained to us as clear as can be.
Joey made the entire experience so seamless! A powerhouse of knowledge with an empathetic approach to making everything digestible and understandable. Super attentive to our needs and was always avaialable when we needed it.
We are truly and deeply grateful to have had the opportunity to work with Joseph Chaoui at West Capital Lending. From the very beginning, Joseph made what could have been a complicated and stressful process feel incredibly smooth and manageable....
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I called him on a Friday night at like 4:59 pm and he stayed and went to work right away to help me in my situation.
Joseph is an absolutely amazing at his job.
Give him a pay raise.
Joseph was an absolute lifesaver when my wife and I were securing our HELOC. From start to finish, he was incredibly responsive, always available to answer our questions (no matter how many we had) and made sure we understood every step of...
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I cannot express enough gratitude for the incredible help Joseph (I fondly call him, JOEY) provided in securing my refinance. Despite the numerous challenges I faced, from my credit score to the seemingly impossible requirements, Joseph went...
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Joe was amazing and always was in communication with me during the whole process. An amazing person to work with. He went above and beyond in my home purchase having to deal with an extremely difficult seller. He has a wonderful processor and...
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He made the entirety of the experience great! Unbelievably knowledgable, attentive, and transparent. Far more seamless than I ever anticipated. Great work!
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Broker
VA Home Loan
Conventional Home Loan
Home Renovation Loan
Home Equity Loan
Mortgage Refinance
Reverse Mortgage
Home Purchasing Assistance
Mortgage Loan Shopping Assistance
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Time Zone
Pacific Standard Time (PST)
Licenses
- Federal Mortgage Originator License NMLS ID #1681666
Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing