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Joseph Chaoui - Mortgage Broker with West Capital Lending in Irvine, CA

Joseph Chaoui

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Mortgage Broker with West Capital Lending

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We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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  • Encompass
    N
    Nicole N
    Citrus Heights, CA
    Posted on July 20th, 2021 08:53 AM
    Joey is super friendly and very knowledgeable. He made the refi process quick and easy and even thought to use the equity in our home to get rid of our mortgage insurance, which other loan officers did not think to do. I would highly recommend...
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    Barbara L
    Stockton, CA
    Posted on July 19th, 2021 04:29 AM
    Joey made it great. He is super good at this job. Ease of communication. No BS. Great personality. So way to talk with him. You are lucky to have a guy like him.
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    Dennis A
    Manteca, CA
    Posted on July 15th, 2021 11:57 PM
    good service and frequent updates
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    Karoly Z
    North Las Vegas, NV
    Posted on July 13th, 2021 12:07 PM
    Good communication and quick respond
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    Peter B
    Sanger, CA
    Posted on July 11th, 2021 02:23 AM
    Working with Joseph. He is a very personable individual who made the whole process pleasant, and was always there when I needed help or had a question. I will recommend Joseph to anyone that plans on refinancing. Thanks Joseph for your patience...
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  • Encompass
    A
    Ameerah N
    Los Angeles, CA
    Posted on July 3rd, 2021 06:00 PM
    Joey was so helpful! I explained a situation that prevented me from getting funded just a month or so prior with the same company, Ladera Lending. And he was able to speak to the team I worked with last, get clarity and close on my cash out...
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  • Encompass
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    Steve M
    Antioch, CA
    Posted on July 1st, 2021 03:43 PM
    The whole team, Joseph and Yohanna were extremely professional throughout the whole process they answered every question that we had in regards to the process of our refinancing. They were in constant communication with us whenever the underwriter...
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    Nathan C
    South San Francisco, CA
    Posted on June 28th, 2021 09:36 PM
    Joseph Chaoui with Lendera Lending has been an excellent loan officer throughout the whole refinancing process. He's very knowledgable, knows what will be needed, and is always prepared. With his bright personality and confidence, I knew the...
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    Darren S
    Fairfax, CA
    Posted on June 20th, 2021 02:54 PM
    Joey was an absolute pleasure to work with from start to finish. He made the whole process so easy and quick! We will definitely be contacting him for any loan needs in the future.
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    Huyen L
    Lawndale, CA
    Posted on June 1st, 2021 10:49 PM
    Your agent is very helpful and resourceful, I appreciated a great experience.
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    About
    We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
    Products & Services
    Mortgage Broker
    VA Home Loan
    Conventional Home Loan
    Home Renovation Loan
    Home Equity Loan
    Mortgage Refinance
    Reverse Mortgage
    Home Purchasing Assistance
    Mortgage Loan Shopping Assistance
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    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • Federal Mortgage Originator License NMLS ID #1681666
    Disclaimer
    WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. Copyright © 2026 West Capital Lending, Inc. All Rights Reserved. | NMLS# 1566096 DRE# 02022356 - NMLS Consumer Access (https://nmlsconsumeraccess.org) https://westcapitallending.com/texas-complaint https://westcapitallending.com/licensing