

Jorge Merlos
Loan Officer | NMLS # 290938

Hi! I am Jorge Merlos! Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!
With Integrity Home Finance you're ... Show More
Location & Business Hours
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24 hours(Open now)
Wed
24 hours
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24 hours
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Reviews from Web
Jorge explained the home buying process very thoroughly, and my husband and I never felt rushed or pressured at any point during the process.
Reply from Jorge Merlos
January 5th, 2026 04:46 PM
I'm glad to know that the home buying process was clear and comfortable for you and your husband, Clarisa. It's important to me that my clients feel informed and at ease throughout this significant journey. If you have any further questions...
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outsanding work
Reply from Jorge Merlos
December 29th, 2025 01:45 AM
I appreciate your feedback and am glad to know that you found my work noteworthy. If there's anything else I can assist you with or any questions you might have, feel free to let me know. Thank you for sharing your experience with me at Golden...
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I been working with Jorge for years, and his willingness to help is always appreciated.
Reply from Jorge Merlos
December 15th, 2025 05:03 PM
It's been a pleasure working with you over the years, Jarickson. Your kind words about my willingness to help mean a lot. If there's ever anything else you need or any questions you have, please don't hesitate to reach out. Thank you for your...
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Jorge Merlos has received a review with 5 star rating from Tony P
Jorge was pleasant, professional and dedicated during the entire process. I'm grateful to have joined forces with him on this transaction and will definitely be collaborating more in the future. He is a natural and great at his job. Thanks...
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Reply from Jorge Merlos
December 12th, 2025 03:13 PM
I'm really glad to hear that you had a positive experience, Tasha. Being pleasant, professional, and dedicated throughout the process is something I strive for. I'm grateful for the opportunity to work with you and look forward to our future...
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Very honest and straightforward and very helpful doesn't beat around the bush just to get your business and very professional thank you Jorge I highly appreciate you..
Reply from Jorge Merlos
December 11th, 2025 05:46 PM
I’m grateful for your kind words, Tony. Being honest and straightforward is essential to ensuring a transparent experience. I'm glad you found my approach helpful and professional. If there's anything more I can do for you in the future, please...
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Mr.Merlos was always glad to help with any concerns we had. Even when we thought of giving up hope on finding a our perfect home, I will always remember him telling us "I've never seen a cancelation that didn't bring something better " its...
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Reply from Jorge Merlos
December 8th, 2025 06:11 PM
I'm really pleased that my words could offer some encouragement during your home search, Herman. It's great to hear that you and your wife found the perfect home. Assisting with any concerns and providing support throughout the process is something...
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Jorge is always thinking ahead and preparing for any situation with a new solution. I am looking forward to the next time we work together.
Jorge and his team were amazing and made the whole process easy to understand and a great experience for my family, especially being our first time buying a home.
Reply from Jorge Merlos
November 21st, 2025 06:48 AM
It's great to hear that your first home-buying experience was so positive, Krysel. Simplifying the process and ensuring it's easy to understand are top priorities for me and my team. I'm delighted that we could make this experience enjoyable...
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The communication throughout the process was great, Jorge made sure to explain everything to me about the process.
Reply from Jorge Merlos
November 20th, 2025 03:39 PM
I'm glad to hear that the communication was effective and that I could clearly explain the process to you, Torey. If you have any more questions or need additional assistance, please don't hesitate to reach out. Thank you for choosing Golden...
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About
Hi! I am Jorge Merlos! Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!
With Integrity Home Finance you're in good hands and can have the peace of mind knowing we offer a wide variety of loan programs and most current rates available, together with the assistance of a seasoned customer support team.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Non QM Financing
FHA
Conventional
USDA
VA
Downpayment Assistance
Asset Depletion
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Positions
- Integrity Home Finance - Production PartnerJun 1st, 2002 - Current
Memberships
- Board of Directors West End Real Estate Professionals
- Approved Lender with Riverside County Downpayment Assistance
- Approved Lender with CalHFA
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 290938
Awards
Achievements
- Top 100 Mortgage Companies 2012-2024
- NAHREP Top Lender 2017
Disclaimer
Integrity Home Finance [NMLS ID No. 155795] is a California corporation whose principal business office is located at 9327 Fairway View Place , Ste. 300, Rancho Cucamonga, California 91730. Integrity Home Finance is a residential mortgage lender and servicer licensed by the Department of Business Oversight pursuant to the California Residential Mortgage Lending Act under license no. 413-0360. Integrity Home Finance conducts residential mortgage lending activities in the following additional states as follows:
Arizona: GEM conducts business in the state of Arizona as Golden Empire Mortgage, Inc. under Mortgage Bankers license no. 0906440 issued by the Arizona Department of Financial Institutions.
Colorado: GEM conducts business in the state of Colorado pursuant to a Mortgage Company Registration issued by the Colorado Division of Real Estate.
Oregon: GEM conducts business in the state of Oregon under Mortgage Lending License no. ML-2891 issued by the Division of Finance and Corporate Securities, Department of Consumer and Business Services.
Texas: GEM conducts business in the state of Texas as GEM Mortgage, Inc. pursuant to a Mortgage Bankers Registration issued by the Texas Department of Savings and Mortgage Lending. Notice to Texas Loan Applicants
Washington: GEM conducts business in the state of Washington under Consumer Loan Company License no. CL-2427 issued by the Washington Division of Consumer Services, Department of Financial Institutions.