Jorge Merlos
Loan Officer | NMLS # 290938
Hi! I am Jorge Merlos! Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!
With Integrity Home Finance you're ... Show More
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24 hours(Open now)
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24 hours
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24 hours
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Reviews from Web
Excellent service! Jorge was professional, attentive, and helped me through the process seamlessly. Highly recommended!
Reply from Jorge Merlos
August 3rd, 2026 05:03 PM
Rowella, I appreciate your kind words and recommendation. I'm pleased to know that my service was helpful throughout your purchase process. If you have any future needs, feel free to reach out.
(Translated by Google) Their patience in explaining every question a person might have, their search for the best opportunities for new buyers, their guidance from beginning to end of the process, and their connection to people they completely...
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Your patience to explain every doubt that a person may have / look for the best opportunities for new buyer / guide from the beginning to the end of the process and contact people you trust! I hope to have the experience of buying a new house...
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Reply from Jorge Merlos
July 28th, 2026 06:55 PM
Marianela, I appreciate your kind words and am grateful for the opportunity to guide you through the home-buying process. It's great to know you felt supported and informed every step of the way. I look forward to assisting you with your future...
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Jorge Merlos has received a review with 5 star rating from MARYBEL L
I had such a great experience! From start to finish, everything was handled with professionalism, kindness, and attention to detail. They went above and beyond to make sure I was happy, and it really shows how much they care about their customers....
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Reply from Jorge Merlos
July 27th, 2026 10:23 PM
Emmanuel, I'm glad to hear you had a great experience with us. Your kind words about the professionalism and attention to detail are much appreciated. It's wonderful to know that you feel valued, and I look forward to assisting you again in...
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Jorge Merlos is a highly esteemed Loan Officer with whom our family has collaborated for several years. Renowned for his unwavering dedication, professionalism, and profound expertise in the Real Estate market, Jorge and his proficient team...
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Reply from Jorge Merlos
July 26th, 2026 09:51 PM
Thank you so much, Sandra, for your generous feedback. I'm truly grateful for the trust you and your family have placed in me over the years. It's wonderful to hear that my dedication and expertise have been valuable to you. I'm always here...
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Jorge Merlos is a highly esteemed Loan Officer with whom our family has collaborated for several years. Renowned for his unwavering dedication, professionalism, and profound expertise in the Real Estate market, Jorge and his proficient team...
read more
Very strsightforward and helpful
Reply from Jorge Merlos
July 26th, 2026 08:05 PM
Thank you, Eileen, for your kind words. I'm glad to have been straightforward and helpful during your process. If you need anything else, please don't hesitate to reach out.
Jorge was incredibly communicative and transparent. He provided me clear breakdown of costs, ensuring my final numbers matched perfectly
Reply from Jorge Merlos
July 20th, 2026 06:11 AM
I'm pleased to hear you found my communication and transparency helpful, Nathalie. It's great to know that the cost breakdown met your expectations. If you have any more questions or need assistance, feel free to reach out.
Incredibly helpful. Would recommend. The whole process went so smoothly. Was very communicative and answered all of our questions so we were never confused or anything.
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About
Hi! I am Jorge Merlos! Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!
With Integrity Home Finance you're in good hands and can have the peace of mind knowing we offer a wide variety of loan programs and most current rates available, together with the assistance of a seasoned customer support team.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Non QM Financing
FHA
Conventional
USDA
VA
Downpayment Assistance
Asset Depletion
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Positions
- Integrity Home Finance - Production PartnerJun 1st, 2002 - Current
Memberships
- Board of Directors West End Real Estate Professionals
- Approved Lender with Riverside County Downpayment Assistance
- Approved Lender with CalHFA
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 290938
Awards
Achievements
- Top 100 Mortgage Companies 2012-2024
- NAHREP Top Lender 2017
Disclaimer
Integrity Home Finance [NMLS ID No. 155795] is a California corporation whose principal business office is located at 9327 Fairway View Place , Ste. 300, Rancho Cucamonga, California 91730. Integrity Home Finance is a residential mortgage lender and servicer licensed by the Department of Business Oversight pursuant to the California Residential Mortgage Lending Act under license no. 413-0360. Integrity Home Finance conducts residential mortgage lending activities in the following additional states as follows:
Arizona: GEM conducts business in the state of Arizona as Golden Empire Mortgage, Inc. under Mortgage Bankers license no. 0906440 issued by the Arizona Department of Financial Institutions.
Colorado: GEM conducts business in the state of Colorado pursuant to a Mortgage Company Registration issued by the Colorado Division of Real Estate.
Oregon: GEM conducts business in the state of Oregon under Mortgage Lending License no. ML-2891 issued by the Division of Finance and Corporate Securities, Department of Consumer and Business Services.
Texas: GEM conducts business in the state of Texas as GEM Mortgage, Inc. pursuant to a Mortgage Bankers Registration issued by the Texas Department of Savings and Mortgage Lending. Notice to Texas Loan Applicants
Washington: GEM conducts business in the state of Washington under Consumer Loan Company License no. CL-2427 issued by the Washington Division of Consumer Services, Department of Financial Institutions.