Jorge Merlos
Loan Officer | NMLS # 290938
Hi! I am Jorge Merlos! Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!
With Integrity Home Finance you're ... Show More
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24 hours
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Reviews from Web
Jorge explais everything in great detail, has an awesome attitude
Reply from Jorge Merlos
November 3rd, 2025 06:06 AM
I'm grateful for your kind words, Araceli. It's important to me to provide detailed explanations and maintain a positive attitude throughout the process. If you have any further questions or need additional assistance, feel free to reach out....
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Everythin, personality, the way he kept me updated every step of the way . He was very detailed with everything , great service all around
Reply from Jorge Merlos
November 3rd, 2025 06:04 AM
I'm pleased to know that you appreciated the level of detail and communication throughout the process, Giovanni. Keeping you informed every step of the way is important to me, and I'm glad it made a difference in your experience. If there’s...
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I would highly recommend Integrity Finance (especially Jorge Merlos, held our hand for 3 years and never gave up) to anyone who is looking to buy a home or even just refinance, all the staff was amazing, they treat you like family and the support...
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The support from your whole team was amazing! They were on top of everything and closed escrow a week early plus got us some money back! It was an awesome experience all around, you made us feel like family :-)
Reply from Jorge Merlos
October 11th, 2025 06:37 PM
Cornell, I'm glad to hear that you had such a positive experience with the support provided during your purchase. Closing escrow early and receiving some money back are great outcomes, and I'm pleased that you felt like family throughout the...
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Will, communication is the key for better understanding , concern and questions we may have. All my questions were answered in a very unique and understandable way . thanks for all help and suppo.
Reply from Jorge Merlos
August 31st, 2025 02:37 PM
I appreciate your feedback, Jose. I'm glad to hear that the communication process was effective and that I could address your questions in a clear and unique manner. It's important to me that you feel supported and well-informed throughout...
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Jorge is always so helpfull when we need it. He was recommended to us and we highly recommend him to everyone .
Reply from Jorge Merlos
August 4th, 2025 06:00 AM
I'm really pleased to hear that I've been able to help when you needed it, Samantha. Recommendations are such a powerful testament, and I'm truly appreciative that you feel confident passing my name along to others. If there's ever anything...
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Always was thinking ahead and preparing for any situation with a new solution.
Reply from Jorge Merlos
July 29th, 2025 02:01 AM
Thank you, David, for your kind words. I’m pleased to hear that my proactive approach made a positive impact on your experience. Thinking ahead and being ready to tackle any situation is something I always strive to do. If you ever have any...
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Siempre aclaraba todas mis dudas.
Reply from Jorge Merlos
July 27th, 2025 01:36 PM
I'm so glad to hear that I could provide clarity and help address all of your questions, Fabiola. Ensuring you feel confident and informed throughout the process is important to me. If there's anything else I can assist you with or if more...
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Jorge is always great at communication, being adaptive and solving any challenges that may arise. Very easy to work with.
Reply from Jorge Merlos
July 24th, 2025 09:24 PM
Thank you for your kind words, Christine. It's always my aim to communicate clearly and adapt to meet any challenges that come up. I'm glad to hear that you found the process easy and effective. If there's anything else you need assistance...
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Jorge Merlos has received a review with 5 star rating from Winter P
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About
Hi! I am Jorge Merlos! Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!
With Integrity Home Finance you're in good hands and can have the peace of mind knowing we offer a wide variety of loan programs and most current rates available, together with the assistance of a seasoned customer support team.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Non QM Financing
FHA
Conventional
USDA
VA
Downpayment Assistance
Asset Depletion
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Positions
- Integrity Home Finance - Production PartnerJun 1st, 2002 - Current
Memberships
- Board of Directors West End Real Estate Professionals
- Approved Lender with Riverside County Downpayment Assistance
- Approved Lender with CalHFA
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 290938
Awards
Achievements
- Top 100 Mortgage Companies 2012-2024
- NAHREP Top Lender 2017
Disclaimer
Integrity Home Finance [NMLS ID No. 155795] is a California corporation whose principal business office is located at 9327 Fairway View Place , Ste. 300, Rancho Cucamonga, California 91730. Integrity Home Finance is a residential mortgage lender and servicer licensed by the Department of Business Oversight pursuant to the California Residential Mortgage Lending Act under license no. 413-0360. Integrity Home Finance conducts residential mortgage lending activities in the following additional states as follows:
Arizona: GEM conducts business in the state of Arizona as Golden Empire Mortgage, Inc. under Mortgage Bankers license no. 0906440 issued by the Arizona Department of Financial Institutions.
Colorado: GEM conducts business in the state of Colorado pursuant to a Mortgage Company Registration issued by the Colorado Division of Real Estate.
Oregon: GEM conducts business in the state of Oregon under Mortgage Lending License no. ML-2891 issued by the Division of Finance and Corporate Securities, Department of Consumer and Business Services.
Texas: GEM conducts business in the state of Texas as GEM Mortgage, Inc. pursuant to a Mortgage Bankers Registration issued by the Texas Department of Savings and Mortgage Lending. Notice to Texas Loan Applicants
Washington: GEM conducts business in the state of Washington under Consumer Loan Company License no. CL-2427 issued by the Washington Division of Consumer Services, Department of Financial Institutions.