

Jorge Merlos
Loan Officer | NMLS # 290938

Hi! I am Jorge Merlos! Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!
With Integrity Home Finance you're ...... Show More
Location & Business Hours
Wednesday
24h
Thursday
24h
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Friday
24h
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Reviews from Web
We had a great experience working with Jorge throughout the home buying process. He was consistently professional, responsive, and patient in answering all of our questions. He made what can be a stressful process feel smooth and manageable...
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Reply from Jorge Merlos
May 14th, 2026 05:06 PM
I'm grateful for your kind words, Miranda. I'm pleased to know that I could make the home buying process smooth and manageable for you. Your recommendation means a lot to me, and I'm here if you ever have more questions or need assistance in...
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Jorge Merlos has received a review with 5 star rating from Arnaldo P
Great communication, the step by step loan process was easy to understand. very professional and helpful with all the information and answeri all our questions. We appreciate all the advice and guidance.
Reply from Jorge Merlos
March 5th, 2026 03:07 PM
I'm glad to hear that you found the loan process easy to understand and that my communication and guidance were helpful, Arnaldo. Providing clear information and support is important to me, so I'm pleased it made a difference in your experience....
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Jorge was extremely communicative and responsive to every question we had. He made the entire process smooth and stress-free. We truly appreciated his support and professionalism.
Reply from Jorge Merlos
March 2nd, 2026 02:33 PM
I'm thankful for your positive feedback, Lucille. Ensuring a smooth and stress-free experience is always my aim, and I'm glad I could provide the support and responsiveness you needed. If you have any more questions or need further assistance,...
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Jorge was very responsive and thoughtful throughout the whole application process. As a first time home buyer, he made me feel confident and supported in what seems to be a stressful process for most. He answered any questions very thoroughly...
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Reply from Jorge Merlos
January 29th, 2026 03:53 PM
It means a lot to hear that you felt supported and confident throughout your home-buying journey, Ariana. As a first-time home buyer, it's important to feel informed and have your questions thoroughly answered, so I'm pleased that I could provide...
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I want to thank you and your office staff for making this difficult time in my life easier. the loan went thru with out to many bumps in the road and i appriciate that thank you all again
Reply from Jorge Merlos
January 25th, 2026 07:01 PM
Your words mean a lot to me, Judith. I'm glad my team and I could help make the process a bit easier for you during this challenging time. It's important to me that your experience was as smooth as possible. If there’s anything else you need...
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Thank you for all the time and help spent navigating our special situations that developed throughout the process
Reply from Jorge Merlos
January 22nd, 2026 06:00 PM
I appreciate your kind words, Rosela. It's my goal to assist with every unique situation that arises and make the refinancing process as smooth as possible for you. If you need further help or have additional questions, please reach out at...
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Jorge explained the home buying process very thoroughly, and my husband and I never felt rushed or pressured at any point during the process.
Reply from Jorge Merlos
January 5th, 2026 04:46 PM
I'm glad to know that the home buying process was clear and comfortable for you and your husband, Clarisa. It's important to me that my clients feel informed and at ease throughout this significant journey. If you have any further questions...
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outsanding work
Reply from Jorge Merlos
December 29th, 2025 01:45 AM
I appreciate your feedback and am glad to know that you found my work noteworthy. If there's anything else I can assist you with or any questions you might have, feel free to let me know. Thank you for sharing your experience with me at Golden...
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I been working with Jorge for years, and his willingness to help is always appreciated.
Reply from Jorge Merlos
December 15th, 2025 05:03 PM
It's been a pleasure working with you over the years, Jarickson. Your kind words about my willingness to help mean a lot. If there's ever anything else you need or any questions you have, please don't hesitate to reach out. Thank you for your...
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About
Hi! I am Jorge Merlos! Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!
With Integrity Home Finance you're in good hands and can have the peace of mind knowing we offer a wide variety of loan programs and most current rates available, together with the assistance of a seasoned customer support team.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Non QM Financing
FHA
Conventional
USDA
VA
Downpayment Assistance
Asset Depletion
Search Rank ScoreLearn More →
378
/850
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Positions
- Integrity Home Finance - Production PartnerJun 1st, 2002 - Current
Memberships
- Board of Directors West End Real Estate Professionals
- Approved Lender with Riverside County Downpayment Assistance
- Approved Lender with CalHFA
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Addresses and Serving Areas
Year Started
2002
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 290938
Awards
Achievements
- Top 100 Mortgage Companies 2012-2024
- NAHREP Top Lender 2017
Disclaimer
Integrity Home Finance [NMLS ID No. 155795] is a California corporation whose principal business office is located at 9327 Fairway View Place , Ste. 300, Rancho Cucamonga, California 91730. Integrity Home Finance is a residential mortgage lender and servicer licensed by the Department of Business Oversight pursuant to the California Residential Mortgage Lending Act under license no. 413-0360. Integrity Home Finance conducts residential mortgage lending activities in the following additional states as follows:
Arizona: GEM conducts business in the state of Arizona as Golden Empire Mortgage, Inc. under Mortgage Bankers license no. 0906440 issued by the Arizona Department of Financial Institutions.
Colorado: GEM conducts business in the state of Colorado pursuant to a Mortgage Company Registration issued by the Colorado Division of Real Estate.
Oregon: GEM conducts business in the state of Oregon under Mortgage Lending License no. ML-2891 issued by the Division of Finance and Corporate Securities, Department of Consumer and Business Services.
Texas: GEM conducts business in the state of Texas as GEM Mortgage, Inc. pursuant to a Mortgage Bankers Registration issued by the Texas Department of Savings and Mortgage Lending. Notice to Texas Loan Applicants
Washington: GEM conducts business in the state of Washington under Consumer Loan Company License no. CL-2427 issued by the Washington Division of Consumer Services, Department of Financial Institutions.


