

John Valente
Mortgage Loan Officer | NMLS #191708


University of Maryland College Park
FitzGerald Financial Group is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. FitzGerald Financial Group is dedicated to providing ... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
John Valente went way above and beyond what I expected during the process of getting my loan. I was kept absolutely up to date throughout the whole process and made to feel totally at ease. I can't say enough about John, he is an asset to the...
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Reply from Owner
July 15th, 2020 12:00 AM
Thank you Dylan. Congratulations on your first home purchase in Maryland! Best wishes for the future!
Not the first loan closed with John. John secured and completed my original purchase and now my refinance. The process was a breeze as expected. All figures and expectations were met with confidence. Highly recommend.
John was extremely helpful in the mortgage process from our first call to closing. He responded to my questions quickly and thoroughly. His team was great too. I definitely recommend John!
Best process to refi a mortgage ever. This company uses tech to the max and John Valente was a consummate professional. I was never left with questions unanswered and John's guidance and care made the whole process quick and painless.
Reply from Owner
May 1st, 2020 12:00 AM
Thanks so much Bob for the glowing review. You were great to work with and I was happy to help you secure a terrific rate for your refinance. Best wishes!
John was a great lender to work with. He was recommended by a family member and when I reached out he was very responsive. Everything went very smoothly and he was available to answer any questions I had. I would definitely recommend him to...
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Reply from Owner
May 1st, 2020 12:00 AM
Thank you very much! I appreciate your business and will always be there if you have any questions.
John Valente and his team were excellent in providing me with the best mortgage experience. John is a true professional and extremely knowledgeable. They gave me advice and provided me a list of all needed documents from the beginning. John...
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Reply from Owner
April 2nd, 2020 12:00 AM
Thanks for the terrific review Sopheap. You were great to work with during your transaction. Best wishes in your new home. Looking forward to meeting in the future!
Fantastic! This was my first time buying a home and I couldn’t ask for a better leader to help me along the way! He was there to answer all m questions, sometimes twice over and very patient! 10 out of 10 would recommend.
Reply from Owner
April 2nd, 2020 12:00 AM
Brandon - Thanks for the great review. Looking forward to that cookout when we are able to socialize again! :)
John was the best! This was my first home purchase and I had tons of questions. I think I started our first conversation with I have a lot of questions but I don't actually know what they are. He walked me through the whole process and got...
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Reply from Owner
March 12th, 2020 12:00 AM
Thanks Alyssa! You are a great client and best wishes in your new home!
John and Danette at Academy where great to work with. They answered all of my questions quickly and thoroughly and made sure we made all of our timelines. Before I met John, I was preapproved with a different lender at a pretty good rate, but...
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Reply from Owner
December 9th, 2019 12:00 AM
Thank you for the great review and your business Justin! Congratulations on your new home and welcome to Maryland. Best wishes for a smooth transition and have a great holiday season! It was a pleasure helping you.
In an industry where there isn’t much time for customer service, John went out of his way to help guide us through a refinance. He answered all of our questions promptly and professionally. The closing was seamless in large part due to John....
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About
FitzGerald Financial Group is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. FitzGerald Financial Group is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service. Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. FitzGerald Financial Group loan officers live in your communities and know the area.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
USDA Loans
Cash-Out Refinances
Investor Mortgages
Mortgage Lender
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Cash-Out Refinances
Non-QM
DSCR Loans
Bank Statement Mortgages
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Education
- University of Maryland College ParkMass Communication/Media StudiesBachelor of Arts (BA)

Positions
- Fitzgerald Financial Group - Loan OfficerMar 24th, 2025 - Current
Memberships
- Carroll County Realtors
- Carroll County Closers Network
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #191708
Achievements
- Numerous awards over 25-year career in the Mortgage Industry
Hobbies
- Golf
- Travel
- Fishing
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Disclaimer
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