

John Valente
Mortgage Loan Officer | NMLS #191708


University of Maryland College Park
FitzGerald Financial Group is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. FitzGerald Financial Group is dedicated to providing ... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
I am so thankful to have worked with John Valente. We were pre-qualified with another company that just didn’t seem to want to do the work. Once we started to work with John, things changed dramatically! He made the experience personal and...
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Reply from Owner
November 18th, 2019 12:00 AM
Lisa- Thank you so much for choosing me to help with you and AJ with your home purchase. It was a pleasure working with you and I appreciate the kind review. I am always available to help you in the future should the need arise. Best wishes!!...
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John was extremely helpful and always answered my questions, even after business hours. He guided me every step of the way and there where no surprises.
Reply from Owner
November 18th, 2019 12:00 AM
Thanks so much for your business and the nice words above. It was great working with you and best wishes over the holidays. Stay in touch if you have any questions in the future!
John was extremely professional and helpful throughout our home buying journey. He returned phone calls and e-mails in a timely manner. We would highly recommend him to others. Thanks again John for everything
Reply from Owner
November 7th, 2019 12:00 AM
Anthony- Thank you once again for your business. It was a pleasure helping you and look forward to speaking with you again soon. Congratulations on your new home!
Right before purchasing my house, I had a couple of friends who had just closed on their houses, and the stories of the process were enough to make me cringe. From the beginning, John was prompt in response, and he got my mortgage with excellent...
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Reply from Owner
October 11th, 2019 12:00 AM
Jim - Thank you so much for this glowing review. It was a pleasure helping you and Stacey with your home financing. Best wishes always!
John was very patient with my situation. He gave me so much information about how the purchasing of a home works. He was there for all of my questions right until the last paper was signed.
Reply from Owner
October 10th, 2019 12:00 AM
Thank you very much for your business! I hope all is going well and stay in touch! ~John
John did my refinance. It went perfectly. I really didn't have to do much at all. It was great. John had worked with me when I purchased this house. He then had reached out to me to let me know that I could refinance. We talked about it and...
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Reply from Owner
September 27th, 2019 12:00 AM
Thanks John. You are a great client! Enjoy the savings!
John provided the best rate and made the refinance process smooth. He came as a referral from a close friend and I will be referring him to my family and friends in the future. Very transparent, informative process. Thank you!!!!!
Reply from Owner
September 27th, 2019 12:00 AM
Thanks Jimmy. It was great working with you. Enjoy your new home!
As a first-time buyer not having a clue about the process, I am so glad we went with John. He walked us through each step and explained everything. He made himself available any time for questions or concerns and checked back in frequently....
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Reply from Owner
September 27th, 2019 12:00 AM
Thanks Suzanne. I am glad that you have the home of your dreams. It is beautiful. Enjoy!!!
I have now used John to purchase a home twice! Both times he has been nothing but professional, informative, and timely. John always does a great job of keeping you informed of where you are at and explaining the process. If you are buying...
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Reply from Owner
September 5th, 2019 12:00 AM
Thank you for the kind words. Always trying to give my clients the best service! Hope you are settling in to the new home!
Being a young, first time home buyer, I was nervous and a little unsure about the entire process. John put me at ease instantly, offering me knowledge and support and answering all of my questions. He worked very hard to get me the best loan...
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Reply from Owner
July 31st, 2019 12:00 AM
Thank you Colleen. It was a pleasure helping you with your first home purchase! Best wishes and enjoy the home!
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About
FitzGerald Financial Group is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. FitzGerald Financial Group is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service. Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. FitzGerald Financial Group loan officers live in your communities and know the area.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
USDA Loans
Cash-Out Refinances
Investor Mortgages
Mortgage Lender
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Cash-Out Refinances
Non-QM
DSCR Loans
Bank Statement Mortgages
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Education
- University of Maryland College ParkMass Communication/Media StudiesBachelor of Arts (BA)

Positions
- Fitzgerald Financial Group - Loan OfficerMar 24th, 2025 - Current
Memberships
- Carroll County Realtors
- Carroll County Closers Network
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #191708
Achievements
- Numerous awards over 25-year career in the Mortgage Industry
Hobbies
- Golf
- Travel
- Fishing
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