

John Valente
Mortgage Loan Officer | NMLS #191708


University of Maryland College Park
FitzGerald Financial Group is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. FitzGerald Financial Group is dedicated to providing ... Show More
Location & Business Hours
Business Hours
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closed
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9 AM to 5 PM(Open now)
Tues
9 AM to 5 PM
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Reviews from Web
We had an excellent experience working with John and couldn’t have been more satisfied with the entire process. He was incredibly thorough, professional, and knowledgeable, and took the time to explain every step along the way so we always...
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Great communication and quick response to questions easy to navigate paperwork
Reply from John Valente
August 25th, 2026 02:22 PM
Congratulations again Ashley! Thank you for the review! I sincerely appreciate the opportunity to be your Mortgage Loan Officer for your first time home purchase. I am always here for you if you have any questions or need any information. Best...
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Great experience. John was always there for us through 6 offers over several months. He was always patient and helpful. My clients and I were ver grateful for his time and efforts.
Reply from Owner
August 24th, 2026 02:20 PM
I really appreciate your review and the opportunity to work with you. Please don’t hesitate to reach out if there’s anything I can assist with moving forward.
You were and are always available for immediate answers. You had everything ready in advance and made it all easy. I dealt with 2 other loan people before you . One was a bigwig company out of Huntsvalley maryland, servicing all of baltimore...
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Reply from John Valente
August 5th, 2026 03:02 PM
Ken - Thank you for your kind review. It was a pleasure serving as your Mortgage Loan Officer for the purchase of your new home. Wishing you all the best as you move in and make the changes you had talked about. Please do not hesitate to call...
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I highly recommend John Valente. He is prompt and diligent in communicating with us and getting the information we need. He will do his best to work around the perimeters of your finances to best suite your needs when looking for a house. I...
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Reply from John Valente
July 6th, 2026 03:40 PM
Robert, it was great to meet you, and I am very happy for you, Amanda and your entire family. It's excellent to hear that you found my communication and efforts to be helpful in financing your new home. If you or anyone you know ever needs...
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This is our second time working with John! He has a great communication, makes himself easy to get ahold of for his clients, trustworthy and gets the job done
Reply from John Valente
June 23rd, 2026 01:15 PM
Hi Emily, Thanks so much for the kind review. Also, thank you for trusting me with your mortgage needs again! I appreciate your business. Please stay in touch.
John was wonderful to work with - very knowledgable, responsive, and always available to answer questions!
Reply from John Valente
June 23rd, 2026 01:16 PM
Katie - Thank you for the nice review. I greatly appreciate your business, and I am always here to help in the future with your mortgage needs. Please stay in touch and feel free to call me with any questions.
The ease and no stress application and approval process.
Reply from John Valente
June 23rd, 2026 01:18 PM
Sandy - I'm pleased to hear that you found the application and approval process easy and stress-free. Your positive experience is very important to me. Thank you for the review. Please call me with any questions or concerns moving forward....
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I would like to extend my heartfelt gratitude for everything you did to help make this dream a reality. Throughout the entire process, you were always available to answer my questions, return my phone calls, and provide guidance whenever it...
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Reply from John Valente
June 2nd, 2026 01:50 PM
Howard, I'm truly grateful for your kind words and for sharing your positive experience. It was a pleasure to assist you and your wife on your home-buying journey, and I'm glad to hear that my efforts resonated with you both. Your recommendation...
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Great communication and support throughout the entire process!
Reply from John Valente
May 20th, 2026 01:48 PM
Kelsey - Congratulations on your home purchase! Best wishes this summer! Thank you for the kind words / review! Stay in touch.
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About
FitzGerald Financial Group is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. FitzGerald Financial Group is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service. Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. FitzGerald Financial Group loan officers live in your communities and know the area.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
USDA Loans
Cash-Out Refinances
Investor Mortgages
Mortgage Lender
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Cash-Out Refinances
Non-QM
DSCR Loans
Bank Statement Mortgages
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Education
- University of Maryland College ParkMass Communication/Media StudiesBachelor of Arts (BA)

Positions
- Fitzgerald Financial Group - Loan OfficerMar 24th, 2025 - Current
Memberships
- Carroll County Realtors
- Carroll County Closers Network
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #191708
Achievements
- Numerous awards over 25-year career in the Mortgage Industry
Hobbies
- Golf
- Travel
- Fishing
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Disclaimer
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