

John Valente
Mortgage Loan Officer | NMLS #191708


University of Maryland College Park
FitzGerald Financial Group is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. FitzGerald Financial Group is dedicated to providing ... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
This is the second time we’ve had the opportunity to work with John. We purchased our home with him and just refinanced with his help. He made the process so smooth and easy! If I had known it was this easy I would have refinanced months ago....
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John is extremely knowledgeable. He always took the time time to thoroughly answer any questions I had. He is very responsive. John is very understanding and compassionate. He was easy to work with and made the process of financing a home a...
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My wife and I were looking for a house, and we were putting in offers with another lender. We finally found a house, but the seller didn't want to work with our lender. Our realtor suggested someone he knew, and that's when we met John. It...
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Reply from Owner
July 6th, 2021 12:00 AM
Thanks Brandon! I appreciate the review and certainly am glad that you chose to work with me as your lender. Please stay in touch.
John worked diligently with our realtor to ensure all the pieces lined up and we were able to get the house of our dreams. He was always available to talk to work out any questions or concerns we had and we are very thankful for everything...
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Reply from Owner
July 6th, 2021 12:00 AM
Thanks Henry! Congrats on your brand new home.
I am historically challenging to work with I ask a million questions and I expect a prompt response and an answer I understand. John always responded usually by answering my call day or night Saturday and Sunday. On the rare occasion he didn't...
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I was fortunate enough to have John referred to me by my RE agent. Honestly, he was very prompt ( quick response ), over the top knowledgeable ( answered my questions and even gave advise ) , and he did what he said he would . Detailed, thorough,...
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Reply from Owner
April 7th, 2021 12:00 AM
Charlie - It was great working with you on your home purchase. Thank you once again.
This is my second time working with John. He is always responsive and there to help when you need him. The entire process was a breeze! He walked me through every step and was able to answer all of my questions. He is very knowledgeable and...
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Reply from Owner
February 3rd, 2021 12:00 AM
Chris- It was great helping you and I appreciate your business! Thank you for the nice review! Best wishes and stay in touch.
This is my second transaction with John Valente in two years, and once again he has provided superior service. He initially helped me buy my condo, and found me an excellent rate at the time, better than anyone else. With rates so low now I...
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Reply from Owner
September 11th, 2020 12:00 AM
Cindy - It was great working with you again and I am glad that you are happy with the financing. Thank you again for your trust in me as your lender!
Let me just start by saying that John is awesome and experienced. He works in a great timely manner of fashion and communicates well. It was smooth and easy to close my deal as a refinance. I am very happy that John handled my loan and I will...
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Reply from Owner
September 11th, 2020 12:00 AM
Handry - Thank you for your trust in me. I sincerely appreciate your business and look forward to working with you again in the future!
It was very clear to us from the beginning that John is in this line of business because he is exceptional at what he does. During our home search, my husband and I attempted to get a pre-approval letter from another lender that was supposed...
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About
FitzGerald Financial Group is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. FitzGerald Financial Group is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service. Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. FitzGerald Financial Group loan officers live in your communities and know the area.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
USDA Loans
Cash-Out Refinances
Investor Mortgages
Mortgage Lender
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Cash-Out Refinances
Non-QM
DSCR Loans
Bank Statement Mortgages
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Education
- University of Maryland College ParkMass Communication/Media StudiesBachelor of Arts (BA)

Positions
- Fitzgerald Financial Group - Loan OfficerMar 24th, 2025 - Current
Memberships
- Carroll County Realtors
- Carroll County Closers Network
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #191708
Achievements
- Numerous awards over 25-year career in the Mortgage Industry
Hobbies
- Golf
- Travel
- Fishing
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