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John Payne - Loan Officer |  NMLS# 1195121 in Troy, MI

John Payne

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Loan Officer | NMLS# 1195121

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Loan officer with Towne Mortgage. Prior to this I worked as a Loan Originator for Quicken Loans from 2014 to 2016. Bachelors degree from Central Michigan University in Business Management and Sales.
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5 Star
92%
4 Star
7%
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Reviews from Web
  • Encompass
    C
    CLIFFORD M
    PORT HURON, MI
    Posted on November 29th, 2025 03:02 AM
    is one of the best loan officers I've ever experienced. He went so above and beyond for us he did more than our realtor. I would recommend him over anyone ! He was truly th e only one who made things happen for us
  • Encompass
    J
    JOHN F M
    BOYKINS, VA
    Posted on November 22nd, 2025 06:46 PM
    Help will all questions quickly and knowledgeable
  • Encompass
    J
    JOHN E F
    GLEN SAINT MARY, FL
    Posted on November 15th, 2025 04:31 PM
    Communicating is everything and John was on top of that
  • Encompass
    M
    MICHELLE M S
    JEFFREY, WV
    Posted on November 15th, 2025 12:54 PM
    Our whole loan process was a great experience with John he stayed in contact with us and always answered our emails quickly I would highly recommend John Payne we appreciate all he did for us
  • Encompass
    W
    WILLIAM D S
    CRESTVIEW, FL
    Posted on November 11th, 2025 09:46 PM
    I cannot recommend John at TOWNE Mortgage highly enough—he truly is the best of the best!From start to finish, John stayed in constant contact, ensuring I was updated and informed through every stage of the process. His dedication went far...
    read more
  • Encompass
    N
    NICHOLAS J S
    FORT LAUDERDALE, FL
    Posted on November 5th, 2025 03:10 PM
    do not make promises ----
  • Encompass
    J
    JILL A S
    FORT LAUDERDALE, FL
    Posted on November 5th, 2025 12:32 PM
    John over promised deadlines and lack of communication
  • Encompass
    I
    ISMAEL R
    GRAND RAPIDS, MI
    Posted on November 2nd, 2025 10:05 PM
    The communication was great made the process fast.
  • Encompass
    J
    JUSTIN L P
    SEBRING, FL
    Posted on October 31st, 2025 06:53 PM
    John was so helpful along every step of the way and made this such an easy process!
  • Encompass
    K
    KAREN K
    WARREN, MI
    Posted on October 8th, 2025 08:45 PM
    John was great at updating me on the process and what I needed.
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    About
    Loan officer with Towne Mortgage. Prior to this I worked as a Loan Originator for Quicken Loans from 2014 to 2016. Bachelors degree from Central Michigan University in Business Management and Sales.
    Products & Services
    Mortgage Loan Officer
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    Year Started

    2014

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 1195121
    Disclaimer

    NMLS ID # 3028 | NMLS Consumer Access Programs available only to qualified borrowers. Programs subject to change without notice. Underwriting terms and conditions apply. Some restrictions apply. This is not an offer for extension of credit or a commitment to lend. No Retail Lending in the State of Nevada, Wholesale only. Towne Mortgage Company does not accept mortgage loan applications directly from a consumer for the State of Nevada. AZ License #: BK-0942579. CA License #: 41DBO-45117. Licensed by the Department of Financial Protection and Innovation (DFPI) under the California Residential Mortgage Lending Act. GA License #: 12701. IL License #: MB.6760710. Rhode Island Licensed Lender. Licensed by the N.J. Department of Banking and Insurance. Arizona License/Registration #: LO-1007813 California License/Registration #: CA-DBO1195121 “Licensed by the Department of Financial Protection and Innovation (DFPI) under the California Residential Mortgage Lending Act.” Georgia License/Registration #: 43297 Illinois License/Registration #: 031.0050517 Massachusetts License/Registration #: MLO1195121 New Jersey “Licensed by the New Jersey Department of Banking and Insurance.” Towne’s Licensing Towne’s Disclosures Towne’s Privacy Policy

    Equal Housing Opportunity