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John Payne - Loan Officer |  NMLS# 1195121 in Troy, MI

John Payne

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Loan Officer | NMLS# 1195121

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Loan officer with Towne Mortgage. Prior to this I worked as a Loan Originator for Quicken Loans from 2014 to 2016. Bachelors degree from Central Michigan University in Business Management and Sales.
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5 Star
92%
4 Star
7%
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Reviews from Web
  • Encompass
    G
    GUY B W
    CLEVELAND, TN
    Posted on August 28th, 2025 11:40 AM
    Personal customer service and great communication
  • Encompass
    J
    JASON A B
    GARLAND, TX
    Posted on August 23rd, 2025 05:34 AM
    John was available and helpful every step of the way. I am proud to be a Towne Mortgage customer, and John exemplifies why. He is honest and trustworthy, and I would absolutely refer friends and family to hi.
  • Encompass
    J
    JUDY M
    LEITCHFIELD, KY
    Posted on August 21st, 2025 02:38 PM
    He was on top of everything. Friendly and great to work with
  • Encompass
    B
    BRIAN A
    WEST DEPTFORD, NJ
    Posted on August 3rd, 2025 11:40 AM
    John was great in directing me in the right way and helping me through out my refinancing transaction.
  • Encompass
    M
    MICHAEL K
    FLINT, MI
    Posted on July 21st, 2025 09:37 AM
    John kept me in the loop every step of the way! Any question I had, he responded quickly with the answers. He made my refi process very smooth and I am grateful for it.
  • Encompass
    L
    LORNA D J
    PUEBLO, CO
    Posted on July 19th, 2025 07:18 PM
    John was very professional and personable, he stayed in touch with me throughout the entire refinancing process and kept me informed. He was always very clear on the steps we needed to take, he listened to our needs and made sound & helpful...
    read more
  • Encompass
    J
    JAMES B
    ALBANY, KY
    Posted on July 19th, 2025 01:26 PM
    the Closing cost lower ???
  • Encompass
    T
    TYLER O
    BROKEN ARROW, OK
    Posted on July 8th, 2025 01:55 PM
    Was somewhat difficult to get ahold of sometimes and response time was a little slow sometimes
  • Encompass
    K
    KEVIN B
    WALTERS, OK
    Posted on July 1st, 2025 12:22 PM
    He was understanding and very helpful with all aspects of the process he worked to get us what we were looking for
  • Encompass
    D
    DAVID L
    MORRISON, CO
    Posted on June 5th, 2025 04:16 PM
    very efficient
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    About
    Loan officer with Towne Mortgage. Prior to this I worked as a Loan Originator for Quicken Loans from 2014 to 2016. Bachelors degree from Central Michigan University in Business Management and Sales.
    Products & Services
    Mortgage Loan Officer
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    Year Started

    2014

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 1195121
    Disclaimer

    NMLS ID # 3028 | NMLS Consumer Access Programs available only to qualified borrowers. Programs subject to change without notice. Underwriting terms and conditions apply. Some restrictions apply. This is not an offer for extension of credit or a commitment to lend. No Retail Lending in the State of Nevada, Wholesale only. Towne Mortgage Company does not accept mortgage loan applications directly from a consumer for the State of Nevada. AZ License #: BK-0942579. CA License #: 41DBO-45117. Licensed by the Department of Financial Protection and Innovation (DFPI) under the California Residential Mortgage Lending Act. GA License #: 12701. IL License #: MB.6760710. Rhode Island Licensed Lender. Licensed by the N.J. Department of Banking and Insurance. Arizona License/Registration #: LO-1007813 California License/Registration #: CA-DBO1195121 “Licensed by the Department of Financial Protection and Innovation (DFPI) under the California Residential Mortgage Lending Act.” Georgia License/Registration #: 43297 Illinois License/Registration #: 031.0050517 Massachusetts License/Registration #: MLO1195121 New Jersey “Licensed by the New Jersey Department of Banking and Insurance.” Towne’s Licensing Towne’s Disclosures Towne’s Privacy Policy

    Equal Housing Opportunity