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John Payne - Loan Officer |  NMLS# 1195121 in Troy, MI

John Payne

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Loan Officer | NMLS# 1195121

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Loan officer with Towne Mortgage. Prior to this I worked as a Loan Originator for Quicken Loans from 2014 to 2016. Bachelors degree from Central Michigan University in Business Management and Sales.
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5 Star
92%
4 Star
7%
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Reviews from Web
  • Encompass
    M
    MARY C
    NORTON, OH
    Posted on October 2nd, 2026 10:56 AM
    Everyone including John, of course, Renee, and the Notary were pleasant, helpful, responsive and always through the entire process. I would not hesitate to recommend John specifically and Towne Mortgage generally to anyone looking for a mortgage....
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  • Encompass
    R
    RAE L H
    LAKEVIEW, MI
    Posted on September 27th, 2026 02:18 PM
    It help us out a lot so we can get a head.thank you
  • Encompass
    C
    CRAIG B
    CONROE, TX
    Posted on September 27th, 2026 12:21 PM
    John was informative every step of the way. If I or anyone that I know ever has mortgage needs the only person I'll reach out to is John.
  • Encompass
    J
    JEROME B
    STOCKBRIDGE, GA
    Posted on September 27th, 2026 12:09 PM
    John Payne made my experience great nice and helpful
  • Encompass
    B
    BARBARA J D
    KITTRELL, NC
    Posted on September 27th, 2026 11:40 AM
    John Payne was very direct and patient with me He explained everything to my understanding. I was very pleased 😢
  • Encompass
    R
    RAMONA R
    PHILADELPHIA, PA
    Posted on September 1st, 2026 03:14 PM
    Excellent work.
  • Encompass
    C
    COLTON L S
    PONCA CITY, OK
    Posted on August 16th, 2026 07:03 PM
    Well good and quick at communicating would definitely use his again if ever needed!
  • Encompass
    C
    CHERRELLE R A
    CINCINNATI, OH
    Posted on August 7th, 2026 08:42 AM
    John communicated well and responded in a timely manner. He was informative and helpful. I would recommend John to family, friends and colleagues.
  • Encompass
    H
    HAITHUY H P
    SUNRISE, FL
    Posted on July 24th, 2026 07:35 PM
    Effective communication and smooth process
  • Encompass
    L
    LISA P
    BOAZ, AL
    Posted on July 15th, 2026 06:53 PM
    He did great
  • 1–10 of 619
    About
    Loan officer with Towne Mortgage. Prior to this I worked as a Loan Originator for Quicken Loans from 2014 to 2016. Bachelors degree from Central Michigan University in Business Management and Sales.
    Products & Services
    Mortgage Loan Officer
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    Year Started

    2014

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 1195121
    Disclaimer

    NMLS ID # 3028 | NMLS Consumer Access Programs available only to qualified borrowers. Programs subject to change without notice. Underwriting terms and conditions apply. Some restrictions apply. This is not an offer for extension of credit or a commitment to lend. No Retail Lending in the State of Nevada, Wholesale only. Towne Mortgage Company does not accept mortgage loan applications directly from a consumer for the State of Nevada. AZ License #: BK-0942579. CA License #: 41DBO-45117. Licensed by the Department of Financial Protection and Innovation (DFPI) under the California Residential Mortgage Lending Act. GA License #: 12701. IL License #: MB.6760710. Rhode Island Licensed Lender. Licensed by the N.J. Department of Banking and Insurance. Arizona License/Registration #: LO-1007813 California License/Registration #: CA-DBO1195121 “Licensed by the Department of Financial Protection and Innovation (DFPI) under the California Residential Mortgage Lending Act.” Georgia License/Registration #: 43297 Illinois License/Registration #: 031.0050517 Massachusetts License/Registration #: MLO1195121 New Jersey “Licensed by the New Jersey Department of Banking and Insurance.” Towne’s Licensing Towne’s Disclosures Towne’s Privacy Policy

    Equal Housing Opportunity