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John Payne - Loan Officer | NMLS# 1195121 in Troy, MI

John Payne

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Loan Officer | NMLS# 1195121

4.85
(603)
Company Logo
Loan officer with Towne Mortgage. Prior to this I worked as a Loan Originator for Quicken Loans from 2014 to 2016. Bachelors degree from Central Michigan University in Business Management and Sales.
Mortgage
Mortgage Loan Officer
Company Logo
Contact Info
(248) 247-1802
Troy, MI
https://www.townemortgage.com/
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Overall Ratings
4.85
(603)
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Reviews from Web
  • 5.0
    Encompass
    J
    JOHN C
    CLIFTON, NJ
    Posted on June 18th, 2026 01:39 PM
    John was absolutely a pleasure to work with. He guided us through the whole process of refinancing our home with ease, patience , kindness and professionalism. Any questions we had John was so prompt in responding to us. We truly appreciate...
    read more
  • 5.0
    Encompass
    M
    MEGAN D C
    LEXINGTON, SC
    Posted on June 13th, 2026 11:48 AM
    John was av anytime we had questions
  • 5.0
    Encompass
    B
    Bradley W
    KEWASKUM, WI
    Posted on May 31st, 2026 10:04 AM
    Communication was great and all questions answered quickly
  • 5.0
    Encompass
    W
    WENDI M W
    SPRINGFIELD, GA
    Posted on May 26th, 2026 07:40 PM
    Fast and informative, great help.
  • 5.0
    Encompass
    G
    GEORGE H
    MEBANE, NC
    Posted on May 15th, 2026 11:27 AM
    I knew what was happening with my loan without me making a dozen calls. Fast phone and text response.
  • 5.0
    Encompass
    A
    ALLIE F
    GROSSE POINTE WOODS, MI
    Posted on May 5th, 2026 11:45 AM
    John was so amazing! He was kind and extremely timely
  • 5.0
    Encompass
    P
    PARKER G
    GROSSE POINTE WOODS, MI
    Posted on May 5th, 2026 11:31 AM
    John was great to work with throughout the loan process. He was responsive, clear in his communication, and did a good job explaining each step so there were no surprises. He stayed on top of deadlines and made sure everything moved along smoothly,...
    read more
  • 5.0
    Encompass
    T
    TRAVIS D
    HOLTON, MI
    Posted on April 30th, 2026 05:08 PM
    My wife had handled all mortgage related stuff and past away. Towne mortgage made me comfortable that I wasn't going to get scammed or sign a bad deal. Immense gratitude.
  • 5.0
    Encompass
    K
    KATRINA S
    OAK PARK, MI
    Posted on April 23rd, 2026 12:57 AM
    Everything was fast and seamless! John was very helpful and had great customer service.
  • 5.0
    Encompass
    K
    KELLI N M
    SOUDERTON, PA
    Posted on April 21st, 2026 12:55 PM
    John feels like a personal friend, so I take the advice he gives me seriously. I trust him.
    • 10 of 603
    About
    Loan officer with Towne Mortgage. Prior to this I worked as a Loan Originator for Quicken Loans from 2014 to 2016. Bachelors degree from Central Michigan University in Business Management and Sales.
    Products & Services
    Mortgage Loan Officer
    237
    /850
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    Year Started

    2014

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 1195121
    Disclaimer

    NMLS ID # 3028 | NMLS Consumer Access Programs available only to qualified borrowers. Programs subject to change without notice. Underwriting terms and conditions apply. Some restrictions apply. This is not an offer for extension of credit or a commitment to lend. No Retail Lending in the State of Nevada, Wholesale only. Towne Mortgage Company does not accept mortgage loan applications directly from a consumer for the State of Nevada. AZ License #: 0942579. CA License #: 41DBO-45117. Licensed by the Department of Financial Protection and Innovation (DFPI) under the California Residential Mortgage Lending Act. GA License #: 12701. IL License #: MB.6760710. Rhode Island Licensed Lender. Licensed by the N.J. Department of Banking and Insurance. Towne’s Licensing Towne’s Disclosures Towne’s Privacy Policy

    Equal Housing Opportunity