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John Payne - Loan Officer |  NMLS# 1195121 in Troy, MI

John Payne

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Loan Officer | NMLS# 1195121

4.85
(608)
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Loan officer with Towne Mortgage. Prior to this I worked as a Loan Originator for Quicken Loans from 2014 to 2016. Bachelors degree from Central Michigan University in Business Management and Sales.
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Overall Ratings
4.85
(608)
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Reviews from Web
  • 4.66
    Encompass
    J
    JAMMIE L
    SANFORD, MI
    Posted on July 7th, 2026 04:22 AM
    John was great to work with, often answer calls or texts after hours. This was a long process from start to finish for us, I'm glad we had John to advice all g the way.
  • 5.0
    Encompass
    K
    KIMBERLY M
    SAINT CLAIR, MI
    Posted on July 4th, 2026 11:18 AM
    John was always quick to respond to any questions or concerns. If we had an issue he quickly and efficiently handled and made this process so pleasent. I was working with another person from another company and left to work with John because...
    read more
  • 4.83
    Encompass
    R
    RODNEY L
    SANFORD, MI
    Posted on June 30th, 2026 10:55 AM
    friendly and supportive
  • 5.0
    Encompass
    J
    JACOB P H
    DULUTH, MN
    Posted on June 25th, 2026 02:12 PM
    John is very knowledgable, and he was able to assist me with my questions. He helped me get my refinance from start to finish without any guesswork. He is highly recommended. Thank you!
  • 5.0
    Encompass
    G
    GARY L W
    MONROE, MI
    Posted on June 22nd, 2026 10:18 AM
    Fast responding,communication,
  • 5.0
    Encompass
    J
    JOHN C
    CLIFTON, NJ
    Posted on June 18th, 2026 01:39 PM
    John was absolutely a pleasure to work with. He guided us through the whole process of refinancing our home with ease, patience , kindness and professionalism. Any questions we had John was so prompt in responding to us. We truly appreciate...
    read more
  • 5.0
    Encompass
    M
    MEGAN D C
    LEXINGTON, SC
    Posted on June 13th, 2026 11:48 AM
    John was av anytime we had questions
  • 5.0
    Encompass
    B
    Bradley W
    KEWASKUM, WI
    Posted on May 31st, 2026 10:04 AM
    Communication was great and all questions answered quickly
  • 5.0
    Encompass
    W
    WENDI M W
    SPRINGFIELD, GA
    Posted on May 26th, 2026 07:40 PM
    Fast and informative, great help.
  • 5.0
    Encompass
    G
    GEORGE H
    MEBANE, NC
    Posted on May 15th, 2026 11:27 AM
    I knew what was happening with my loan without me making a dozen calls. Fast phone and text response.
  • 10 of 608
    About
    Loan officer with Towne Mortgage. Prior to this I worked as a Loan Originator for Quicken Loans from 2014 to 2016. Bachelors degree from Central Michigan University in Business Management and Sales.
    Products & Services
    Mortgage Loan Officer
    243
    /850
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    Year Started

    2014

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 1195121
    Disclaimer

    NMLS ID # 3028 | NMLS Consumer Access Programs available only to qualified borrowers. Programs subject to change without notice. Underwriting terms and conditions apply. Some restrictions apply. This is not an offer for extension of credit or a commitment to lend. No Retail Lending in the State of Nevada, Wholesale only. Towne Mortgage Company does not accept mortgage loan applications directly from a consumer for the State of Nevada. AZ License #: 0942579. CA License #: 41DBO-45117. Licensed by the Department of Financial Protection and Innovation (DFPI) under the California Residential Mortgage Lending Act. GA License #: 12701. IL License #: MB.6760710. Rhode Island Licensed Lender. Licensed by the N.J. Department of Banking and Insurance. Towne’s Licensing Towne’s Disclosures Towne’s Privacy Policy

    Equal Housing Opportunity