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John Payne - Loan Officer |  NMLS# 1195121 in Troy, MI

John Payne

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Loan Officer | NMLS# 1195121

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Loan officer with Towne Mortgage. Prior to this I worked as a Loan Originator for Quicken Loans from 2014 to 2016. Bachelors degree from Central Michigan University in Business Management and Sales.
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5 Star
92%
4 Star
7%
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Reviews from Web
  • Encompass
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    Andrea Z
    SLINGER, WI
    Posted on March 31st, 2026 02:27 PM
    John is excellent to work with. He was always on top of everything and made wverything seem seamless and unstressful.
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    Andrew F Z
    SLINGER, WI
    Posted on March 31st, 2026 10:16 AM
    John was amazing to work with. The process was so simple with john.
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    DAVID A S
    MARION, NC
    Posted on March 12th, 2026 03:57 PM
    Kept informed and communicated everything not only to me but intervened with the underwriter when there were questions about proper procedure.
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    JULIANN C S
    WILLIAMSPORT, MD
    Posted on March 2nd, 2026 03:03 AM
    John did a great job answering all my questions and really helpful!
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    DAVID B
    SHEBOYGAN, WI
    Posted on February 24th, 2026 09:35 PM
    The entire process from start to finish was quite seemless. It was our first time e-signing documents and each time we were talked through some items we didnt understand. When we had questions at any time, they were answered timely. Each of...
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  • Encompass
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    ANTONY L E
    LAINGSBURG, MI
    Posted on February 19th, 2026 01:08 PM
    John made everything easy to understand and worked with us to help us get our refinance done!
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    J
    JOSHUA H
    GRAND RAPIDS, MI
    Posted on February 16th, 2026 01:16 PM
    Simple process Well, explained very easy to do.
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    R
    ROGER A J
    MOUNT AIRY, NC
    Posted on February 10th, 2026 05:48 PM
    John was able and always willing to answer all my questions in a very timely manner and very pleasant to speak with.
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    JEFFERY S
    Crossville, AL
    Posted on February 6th, 2026 11:22 AM
    Made it fast and easy no catches
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    M
    MADISEN L
    PORT HURON, MI
    Posted on December 3rd, 2025 03:07 PM
    John was wonderful to work with! Very professional, answered any questions we had. Would absolutely reccomend John!
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    About
    Loan officer with Towne Mortgage. Prior to this I worked as a Loan Originator for Quicken Loans from 2014 to 2016. Bachelors degree from Central Michigan University in Business Management and Sales.
    Products & Services
    Mortgage Loan Officer
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    Year Started

    2014

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 1195121
    Disclaimer

    NMLS ID # 3028 | NMLS Consumer Access Programs available only to qualified borrowers. Programs subject to change without notice. Underwriting terms and conditions apply. Some restrictions apply. This is not an offer for extension of credit or a commitment to lend. No Retail Lending in the State of Nevada, Wholesale only. Towne Mortgage Company does not accept mortgage loan applications directly from a consumer for the State of Nevada. AZ License #: BK-0942579. CA License #: 41DBO-45117. Licensed by the Department of Financial Protection and Innovation (DFPI) under the California Residential Mortgage Lending Act. GA License #: 12701. IL License #: MB.6760710. Rhode Island Licensed Lender. Licensed by the N.J. Department of Banking and Insurance. Arizona License/Registration #: LO-1007813 California License/Registration #: CA-DBO1195121 “Licensed by the Department of Financial Protection and Innovation (DFPI) under the California Residential Mortgage Lending Act.” Georgia License/Registration #: 43297 Illinois License/Registration #: 031.0050517 Massachusetts License/Registration #: MLO1195121 New Jersey “Licensed by the New Jersey Department of Banking and Insurance.” Towne’s Licensing Towne’s Disclosures Towne’s Privacy Policy

    Equal Housing Opportunity