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John Pavlakovich at Prosperity Home Mortgage ...
Executive Mortgage Consultant | NMLS # 801982
University of Denver
John Pavlakovich (NMLS #801982) brings over 19 years of experience in finance, including more than 16 years specializing in mortgage lending. Since joining Prosperity Home Mortgage in October 2017, John has consistently performed at the hig... Show More
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24 hours
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24 hours
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24 hours(Open now)
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Reviews from Web
Despite some hiccups, John and his team (mostly Shelly) were wonderful and patient getting through them with us! We would definitely use Prosperity again in the future :)
Reply from John Pavlakovich
May 6th, 2023 03:29 AM
Thanks so much Laura. Really appreciate you being so responsive with us throughout the process. I really appreciate you and will be sure to circle back when rates improve. Hope you are enjoying your new home! Congratulations!
Service and attention to borrowers with timely and helpful information. Made the process easy!
Reply from John Pavlakovich
May 6th, 2023 03:29 AM
Thanks so much Scott! I really appreciate it and hope you are enjoying your new home! I will be sure to circle back when rates improve. Thanks again!
Very personalized and prompt service / replies, etc
Reply from John Pavlakovich
May 6th, 2023 03:30 AM
Thanks so much Jo. Hope you are enjoying your new home! I will be sure to circle back when rates improve. Thanks again!
Communication system made the process very comfortable with no last minute surprises and hurdles to jump through.
Reply from John Pavlakovich
May 6th, 2023 03:45 AM
Thanks so much Stephen! It was a pleasure working with you. Hope you are enjoying your new home. I will be sure to circle back when rates improve. Thanks again!
Absolutely amazing experience with John and his team! Everyone was extremely helpful, had great communication, and very kind.
Reply from John Pavlakovich
May 6th, 2023 03:46 AM
Thanks so much Molly! We really appreciate it! It was a pleasure working with you. Hope you are enjoying your new home. I will be sure to circle back when rates improve. Thanks again!
Honest, straightforward, advice and providing explanations with patience. Great people skills.
Reply from John Pavlakovich
May 6th, 2023 03:46 AM
Thanks so much Constancio I really appreciate it! It was a pleasure working with you. Hope you are enjoying your new home. I will be sure to circle back when rates improve. Thanks again!
Persistent, communicative, transparent
Reply from John Pavlakovich
May 6th, 2023 03:47 AM
Thanks so much Ed. I really appreciate it. Hope you are enjoying your new home! I will be sure to circle back when rates improve. Thanks again!
John was responsive, thoughtful about how we approached our rate decisions, and transparent. He was great and the team all around was helpful and made this process smooth and easy.
Reply from John Pavlakovich
May 6th, 2023 03:48 AM
Thanks so much Josh! It was a pleasure working with you. Hope you are enjoying your new home! I will be sure to circle back when rates improve. Thanks again and GO IRISH!
Helpful/informative
Reply from John Pavlakovich
May 6th, 2023 03:48 AM
Thanks so much Zach! Hope you are enjoying your new home! I will be sure to circle back when rates improve. Thanks again!
John immediately educated me on aspects of a mortgage like buying down the rate that I had never been told about before. This is my third mortgage. I didn’t have to ask; he just told me what I needed to know to make an informed decision. Toward...
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Reply from John Pavlakovich
May 6th, 2023 03:49 AM
Thanks so much Amira! I really appreciate it! Hope you are enjoying your new home! I will be sure to circle back when rates improve. Thanks again!
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About
John Pavlakovich (NMLS #801982) brings over 19 years of experience in finance, including more than 16 years specializing in mortgage lending. Since joining Prosperity Home Mortgage in October 2017, John has consistently performed at the highest level, earning Chairman’s Club recognition eight times and achieving President’s Club honors every year since joining HomeServices/Prosperity.
Licensed in Colorado, Arizona, California, Florida, and Minnesota, John offers a broad, multi-state perspective while delivering personalized service tailored to each client’s goals.
A graduate-level student of real estate at the University of Denver’s Daniels College of Business, John has a comprehensive understanding of the entire home buying process—from contract to closing. He began his mortgage career with Wells Fargo, Private Mortgage Banking, where he spent more than a decade honing his expertise before transitioning to HomeServices Lending (now Prosperity Home Mortgage) in 2017. This move allowed him to be part of a fully integrated “one-stop shopping” experience, aligning mortgage services seamlessly with the broader real estate transaction.
John is known for his strategic guidance, clear communication, and commitment to creating a smooth, confident experience for both clients and referral partners.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
30 Yr and 15 Yr Fixed Jumbo
30 Yr and 15 Yr Fixed Conventional
VA Loans
FHA Loans
ARM Products
Bridge Financing
Home Equity Loans
Residential Loans
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Education
- University of DenverFinance & Real EstateBachelor of Science (BS)Aug 2004 -May 2025
Positions
- Prosperity Home Mortgage - Executive Mortgage ConsultantOct 2nd, 2017 - Current
- Wells Fargo Private Mortgage Banking - Private Mortgage BankerJun 1st, 2007 - Sep 30th, 2017
Memberships
- Reading
- Sports
- Travel
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2006
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS 801982
Awards
Achievements
- Presidents Club Member 2018, 2019, 2020, 2021, 2022, 2023
- Experience.com Top 5% 2020, 2021 and 2022.
- Top 1% Originators in America 2018, 2019, 2020, 2021, 2022
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Hobbies
- Music
- Yoga
- Spending Quality time with my family.
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Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.
