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John Pavlakovich at Prosperity Home Mortgage ...
Executive Mortgage Consultant | NMLS # 801982


University of Denver
John Pavlakovich (NMLS #801982) brings over 19 years of experience in finance, including more than 16 years specializing in mortgage lending. Since joining Prosperity Home Mortgage in October 2017, John has consistently performed at the hig... Show More
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Business Hours
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24 hours
Sat
24 hours
Sun
24 hours(Open now)
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Reviews from Web
John was always very on top of things, very communicative and helped me with all the different loan options.
Reply from John Pavlakovich
May 6th, 2023 03:23 AM
Thanks so much Andrew! Congrats on your new home purchase closing. Thanks so much for the opportunity to assist with your new mortgage financing. I will be sure to circle back when rates improve. Thanks again!
John was the best, very committed and devoted In getting the deal closed!!!!
Reply from John Pavlakovich
May 6th, 2023 05:10 AM
Thanks so much Jeff! I really appreciate it! It was a pleasure working with you. Thanks for being so responsive with us throughout the process. I will be sure to circle back when rates improve and it makes sense to refinance. Congrats on your...
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We loved working with John and his team at PHM. They made our first-time homebuying experience enjoyable and provided steadfast guidance throughout the entire process. We highly recommend working with this team. THANK YOU for all you did for...
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Reply from John Pavlakovich
May 6th, 2023 03:24 AM
Thanks so much Sarah! It was a pleasure working with you. Congratulations! Hope you are enjoying your new home! I will be sure to circle back when rates improve! Thanks again!
Great communication!
Reply from John Pavlakovich
May 6th, 2023 03:25 AM
Thanks so much Joe! Hope you and your family are enjoying your new home and Colorado! I will be sure to circle back when rates improve. Thanks again!
John made the mortgage application process quick and easy. He works hard on every transaction, is a great communicator, and pays attention to every detail. This was my third time working with John and I would not use anyone else.
Reply from John Pavlakovich
May 6th, 2023 03:25 AM
Thanks so much Rachel! Hope you and your family are enjoying your new home! I will be sure to circle back when rates improve. Thanks again!
John is incredibly responsive and helpful. John and his team made the process smooth and worry-free.
Reply from John Pavlakovich
May 6th, 2023 03:26 AM
Thanks so much Ryan! Hope you are enjoying your new home! I will be sure to circle back when rates improve! Thanks again!
Everyone was very helpful and responsive! Everyone was available to answer our questions. John went the extra mile and came to our closing which meant a lot!
Reply from John Pavlakovich
May 6th, 2023 03:26 AM
Thanks so much Katie! Hope you are enjoying your new home! Congrats again! I will be sure to follow up when rates improve. Thanks again!
I appreciated him getting involved with the underwriters - which were very difficult. He helped resolve many of the issues/requests.
Reply from John Pavlakovich
May 6th, 2023 03:27 AM
Thanks so much Richard! We really appreciate you being so responsive with us throughout the process. I will be sure to circle back when rates improve. Hope you are enjoying your new home! Thanks again!
Clear communication
Reply from John Pavlakovich
May 6th, 2023 05:11 AM
Thanks so much Matt! I really appreciate it! Welcome back home! Hope you and your family are enjoying your new home! I will be sure to circle back when rates improve and it makes sense to refinance. Golf this spring! Thanks again, John
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Great communication, availability, customer service, knowledgeable!
Reply from John Pavlakovich
May 6th, 2023 03:28 AM
Thanks so much Deb! Hope you are enjoying your new home! I will be sure to circle back when rates improve. Thanks again!
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About
John Pavlakovich (NMLS #801982) brings over 19 years of experience in finance, including more than 16 years specializing in mortgage lending. Since joining Prosperity Home Mortgage in October 2017, John has consistently performed at the highest level, earning Chairman’s Club recognition eight times and achieving President’s Club honors every year since joining HomeServices/Prosperity.
Licensed in Colorado, Arizona, California, Florida, and Minnesota, John offers a broad, multi-state perspective while delivering personalized service tailored to each client’s goals.
A graduate-level student of real estate at the University of Denver’s Daniels College of Business, John has a comprehensive understanding of the entire home buying process—from contract to closing. He began his mortgage career with Wells Fargo, Private Mortgage Banking, where he spent more than a decade honing his expertise before transitioning to HomeServices Lending (now Prosperity Home Mortgage) in 2017. This move allowed him to be part of a fully integrated “one-stop shopping” experience, aligning mortgage services seamlessly with the broader real estate transaction.
John is known for his strategic guidance, clear communication, and commitment to creating a smooth, confident experience for both clients and referral partners.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
30 Yr and 15 Yr Fixed Jumbo
30 Yr and 15 Yr Fixed Conventional
VA Loans
FHA Loans
ARM Products
Bridge Financing
Home Equity Loans
Residential Loans
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Education
- University of DenverFinance & Real EstateBachelor of Science (BS)Aug 2004 -May 2025

Positions
- Prosperity Home Mortgage - Executive Mortgage ConsultantOct 2nd, 2017 - Current
- Wells Fargo Private Mortgage Banking - Private Mortgage BankerJun 1st, 2007 - Sep 30th, 2017
Memberships
- Reading
- Sports
- Travel
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2006
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS 801982
Awards
Achievements
- Presidents Club Member 2018, 2019, 2020, 2021, 2022, 2023
- Experience.com Top 5% 2020, 2021 and 2022.
- Top 1% Originators in America 2018, 2019, 2020, 2021, 2022
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Hobbies
- Music
- Yoga
- Spending Quality time with my family.
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Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.