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John Pavlakovich at Prosperity Home Mortgage ...
Executive Mortgage Consultant | NMLS # 801982


University of Denver
John Pavlakovich (NMLS #801982) brings over 19 years of experience in finance, including more than 16 years specializing in mortgage lending. Since joining Prosperity Home Mortgage in October 2017, John has consistently performed at the hig... Show More
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24 hours
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Reviews from Web
Everyone was extremely helpful in every step of the process
Reply from John Pavlakovich at Prosperity Home...
June 30th, 2026 02:52 AM
I'm pleased to know that you found every step of the process helpful, Michael. It's important to me that the experience was smooth and supportive for you. If you need anything else, please feel free to reach out. We will also be sure to circle...
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I appreciated the timely communication, openness to questions, and work to get a good rate. I am glad I was refered to Mr. Pavlakovich.
Reply from John Pavlakovich at Prosperity Home...
June 30th, 2026 02:55 AM
Thank you for your kind words, Anne. I'm pleased to hear that the communication and efforts to secure a good rate met your expectations. We will be sure to follow up.It was a pleasure working with you, and if you have any more questions in...
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Working with John Pavlakovich was honestly the turning point in my home buying process. I had been working with another lender and was running into constant challenges, delays, and uncertainty - especially stressful given we were already close...
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Reply from John Pavlakovich at Prosperity Home...
April 29th, 2026 01:59 AM
Mariyam,Thank you so much for your kind words and thoughtful feedback. I’m truly grateful for the opportunity to have supported you through your home-buying journey, and I’m especially pleased to hear that I was able to make a positive difference...
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I think the best way to describe it would be that it seemed to both my dad and me that you were juggling a few too many cases at once. Specifically, with the 2/1 buydown aspect of our loan, I don't think either my dad or I ever indicated that...
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John made the home buying process very manageable. I highly recommend John and his team to anyone purchasing a home.
Reply from Owner
August 6th, 2026 03:05 AM
Brian, I appreciate your recommendation and am happy to hear that the home buying process was manageable for you. If you ever have further questions or need assistance, feel free to reach out. I will be sure to circle back as well.Congrats...
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John and Laura were amazing. Professional, responsive, and knowledgeable throughout the whole process.
Reply from John Pavlakovich at Prosperity Home...
August 6th, 2026 03:07 AM
Hey Brian, we ppreciate your kind words. It's great to hear that you found our professionalism and responsiveness helpful during the process. If you have any further questions or need assistance, please feel free to reach out. We will also...
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I had many questions going through the home buying process. John was just a phone call or email away with answers and explanations that were very helpful.
Reply from John Pavlakovich at Prosperity Home...
July 30th, 2026 09:25 PM
I'm pleased to know that I could assist you with your questions during the home buying process, Cheryl. It's nice to hear that my support was helpful to you. If you need anything else, just let me know.Congrats again on your new home purchase...
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Communication was clear, and John and team were very responsive.
Reply from John Pavlakovich at Prosperity Home...
July 27th, 2026 10:58 PM
Thank you, David, for your kind words. I'm glad to hear that the communication was clear and that my team and I were responsive to your needs. If you have any more questions or require further assistance, please don't hesitate to reach out....
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Couldn't have asked for more. He helped me every step of the way.
Reply from John Pavlakovich at Prosperity Home...
July 25th, 2026 09:47 PM
I'm glad to hear I could assist you throughout the process, Chris. Your kind words are truly appreciated. If there's anything more you need, please don't hesitate to reach out. I will also be sure to circle back. Congrats on your new home purchase...
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Wonderful service as always and the addition of Laura is... as they say, the icing on the cake!
Reply from John Pavlakovich
July 22nd, 2026 06:23 PM
I'm pleased to hear you enjoyed the service, Brent. I'm also glad that Laura has made a positive impact on your experience. If there's anything else I can assist you with, please feel free to let me know.
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About
John Pavlakovich (NMLS #801982) brings over 19 years of experience in finance, including more than 16 years specializing in mortgage lending. Since joining Prosperity Home Mortgage in October 2017, John has consistently performed at the highest level, earning Chairman’s Club recognition eight times and achieving President’s Club honors every year since joining HomeServices/Prosperity.
Licensed in Colorado, Arizona, California, Florida, and Minnesota, John offers a broad, multi-state perspective while delivering personalized service tailored to each client’s goals.
A graduate-level student of real estate at the University of Denver’s Daniels College of Business, John has a comprehensive understanding of the entire home buying process—from contract to closing. He began his mortgage career with Wells Fargo, Private Mortgage Banking, where he spent more than a decade honing his expertise before transitioning to HomeServices Lending (now Prosperity Home Mortgage) in 2017. This move allowed him to be part of a fully integrated “one-stop shopping” experience, aligning mortgage services seamlessly with the broader real estate transaction.
John is known for his strategic guidance, clear communication, and commitment to creating a smooth, confident experience for both clients and referral partners.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
30 Yr and 15 Yr Fixed Jumbo
30 Yr and 15 Yr Fixed Conventional
VA Loans
FHA Loans
ARM Products
Bridge Financing
Home Equity Loans
Residential Loans
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Education
- University of DenverFinance & Real EstateBachelor of Science (BS)Aug 2004 -May 2025

Positions
- Prosperity Home Mortgage - Executive Mortgage ConsultantOct 2nd, 2017 - Current
- Wells Fargo Private Mortgage Banking - Private Mortgage BankerJun 1st, 2007 - Sep 30th, 2017
Memberships
- Reading
- Sports
- Travel
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2006
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS 801982
Awards
Achievements
- Presidents Club Member 2018, 2019, 2020, 2021, 2022, 2023
- Experience.com Top 5% 2020, 2021 and 2022.
- Top 1% Originators in America 2018, 2019, 2020, 2021, 2022
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Hobbies
- Music
- Yoga
- Spending Quality time with my family.
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Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.