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John Pavlakovich at Prosperity Home Mortgage ...
Executive Mortgage Consultant | NMLS # 801982


University of Denver
John Pavlakovich (NMLS #801982) brings over 19 years of experience in finance, including more than 16 years specializing in mortgage lending. Since joining Prosperity Home Mortgage in October 2017, John has consistently performed at the hig... Show More
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24 hours
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Reviews from Web
John was very good at communicating clearly.
Reply from John Pavlakovich
May 6th, 2023 03:50 AM
Thanks so much Katherine! It was a pleasure working with you. Hope you are enjoying your new home. I will be sure to circle back when rates improve. Thanks again!
John was awesome!
Reply from John Pavlakovich
May 6th, 2023 03:51 AM
Thanks so much Chris! I really appreciate it! Hope you are enjoying your new home in Fort Collins! I will be sure to circle back when rates improve. Thanks again!
John was fantastic from the beginning. He was very responsive, thorough and professional. We would recommend him to any of our friends or family!
Reply from John Pavlakovich
May 6th, 2023 03:52 AM
Thanks so much Brittany! I really appreciate it! It was a pleasure working with you! Thank you for being so responsive with us! Hope you are enjoying your new home! I will be sure to circle back when rates improve. Thanks again!
John was great! This is the second time I have used him as a mortgage consultant and again is probably the reason we got the house! exceptional service with fast closing.
Reply from John Pavlakovich
May 6th, 2023 03:52 AM
Thanks so much Hannah! It was a pleasure working with you again! Thank you for the opportunity! I hope you and your family are enjoying your new home! I will be sure to circle back when rates improve. Thanks again!
You did a good job keeping us informed and on task to achieve a quick closing. However, expecting that we would pay the difference between the appraisal amount and the sales price, after you committed to us that Prosperity would waive the appraisal,...
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Reply from John Pavlakovich
May 6th, 2023 03:55 AM
Thanks so much Ken. I appreciate the feedback. It was our error and lesson learned. Rest assured, it wont' happen again. Glad we were able to get the issue resolved. Hope you are enjoying your new home. I will be sure to circle back when rates...
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Friendly and personable
Reply from John Pavlakovich
May 6th, 2023 03:55 AM
Thanks so much Catherine. It was a pleasure working with you. Hope you are enjoying your new home! I will be sure to circle back when rates improve. Thanks again!
Very frustrated by the relationship management with the underwriters. Things that should have been taken care of weeks before closing were brought up 3 days before closing. Shelly was very responsive and helpful with confirming receipt of documents....
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John was extremely responsive. Glad we had him guiding us through the process.
Reply from John Pavlakovich
May 6th, 2023 03:56 AM
Thanks so much Matt! It was a pleasure working with you. Hope you are enjoying your home! I will be sure to circle back when rates improve. Thanks again!
John was extremely knowledgeable and great to work with. He was quick to answer any questions we had and help us understand the ins and out of this crazy market that we are totally clueless about!
Reply from John Pavlakovich
May 6th, 2023 03:58 AM
Thanks so much Elizabeth! It was a pleasure working with you. Happy New Home Purchase Anniversary! Hope you are enjoying your home! I will be sure to circle back when rates improve. Thanks again!
John worked hard to fix the challenges we had along the way
Reply from John Pavlakovich
May 8th, 2023 03:29 PM
Thanks so much Andrew.
It was a pleasure working with you!
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About
John Pavlakovich (NMLS #801982) brings over 19 years of experience in finance, including more than 16 years specializing in mortgage lending. Since joining Prosperity Home Mortgage in October 2017, John has consistently performed at the highest level, earning Chairman’s Club recognition eight times and achieving President’s Club honors every year since joining HomeServices/Prosperity.
Licensed in Colorado, Arizona, California, Florida, and Minnesota, John offers a broad, multi-state perspective while delivering personalized service tailored to each client’s goals.
A graduate-level student of real estate at the University of Denver’s Daniels College of Business, John has a comprehensive understanding of the entire home buying process—from contract to closing. He began his mortgage career with Wells Fargo, Private Mortgage Banking, where he spent more than a decade honing his expertise before transitioning to HomeServices Lending (now Prosperity Home Mortgage) in 2017. This move allowed him to be part of a fully integrated “one-stop shopping” experience, aligning mortgage services seamlessly with the broader real estate transaction.
John is known for his strategic guidance, clear communication, and commitment to creating a smooth, confident experience for both clients and referral partners.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
30 Yr and 15 Yr Fixed Jumbo
30 Yr and 15 Yr Fixed Conventional
VA Loans
FHA Loans
ARM Products
Bridge Financing
Home Equity Loans
Residential Loans
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Education
- University of DenverFinance & Real EstateBachelor of Science (BS)Aug 2004 -May 2025

Positions
- Prosperity Home Mortgage - Executive Mortgage ConsultantOct 2nd, 2017 - Current
- Wells Fargo Private Mortgage Banking - Private Mortgage BankerJun 1st, 2007 - Sep 30th, 2017
Memberships
- Reading
- Sports
- Travel
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2006
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS 801982
Awards
Achievements
- Presidents Club Member 2018, 2019, 2020, 2021, 2022, 2023
- Experience.com Top 5% 2020, 2021 and 2022.
- Top 1% Originators in America 2018, 2019, 2020, 2021, 2022
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Hobbies
- Music
- Yoga
- Spending Quality time with my family.
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Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.